More for Your Money

Episode 32: A Fireside Chat on Life, Work, and Investing for the Next Generation - 08/02/2025

August 2nd, 2025  |  52 mins 50 secs

401k, career advice, early investing, economic outlook, financial planning, free market capitalism, investing, life lessons, mentorship, money management, personal finance, retirement planning, roth ira, socialism, wealth accumulation, youth investing

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 31: The Local Advisor Difference: Comprehensive Financial Planning Beyond the 1-800 Number - 07/26/2025

July 26th, 2025  |  52 mins 50 secs

aging parents financial help, ai in financial planning, asset verification home purchase, backdoor iras, beyond 1-800 number, comprehensive financial planning, cost-effective financial advice, diy investor support, fiduciary financial advisor, financial advisor fees, financial advisor janesville, financial advisor wisconsin, financial education, financial newsletter, financial security, holistic financial planning, human emotion investing, inherited ira rules, insurance alternatives financial planning, investment management, ira contributions, local financial advisor, long-term care contracts, medicare supplement advice, more for your money podcast, pension planning, personalized financial service, qualified charitable distributions (qcds), relationship-based financial planning, required minimum distributions (rmds), retirement planning, social security advice, spouse death financial guidance, tax planning strategies, term life insurance advice, wclo, wealth management

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 23: Insurance, Bonds, and Social Security Strategies - 05/31/2025

May 31st, 2025  |  52 mins 50 secs

attorney referrals, auto insurance, bond market, client situations, collision insurance, complexity in finance, corporate bonds, decision making, dow, estate planning, ex-spousal benefit, filing strategies, financial communication, financial planning, financial resources, homeowners insurance, insurance, investing, learning from others, liability insurance, long-term care insurance, market recap, nasdaq, problem solving, retirement planning, risk tolerance, russell 2000, s&p 500, self-insurance, simplifying finance, social security strategies, tax advisor referrals, treasuries, widow's benefit

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 19: Uncommon Cents Investing - More for Your Money - 05/03/2025

May 3rd, 2025  |  52 mins 50 secs

aging parents finances, availability., beyond investment management, comprehensive financial services, customer service, fiduciary financial advisor, finances after spouse death, financial advisor, financial advisor vs 1-800, financial planning, in-house investment research, inherited ira rules, investment management, ira contributions, local financial advisor, long term care contracts, medicare decisions, more for your money podcast, proactive financial advice, qualified charitable distributions (qcds), relationship based financial advisor, required minimum distributions (rmds), retirement planning, social security timing, tax planning conversation, uncommon cents investing, value of a financial advisor, verification of assets, wisconsin pension

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 13: Investment Accounts for Children and Grandchildren - 03/22/2025

March 22nd, 2025  |  52 mins 54 secs

budgeting, cfp, economic insights, finance, financial advice, financial planning, investing, investment strategy, john berkley, money, personal finance, podcast, portfolio management, radio show, retirement, retirement planning, sheena hanson, uncommon cents investing, wclo, wealth management

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 9: Questions to Ask Financial Advisors - 2/22/25

February 22nd, 2025  |  52 mins 54 secs

account management, advisor fit, family-run firm, fee-based advisor, financial advisor questions, financial guidance, financial literacy, how to choose a financial advisor, investment philosophy, investment strategy, janesville wisconsin, john berkley, krista berkley, local advisor, money confidence, portfolio strategy, retirement planning, risk tolerance, third-party managers, uci, uncommon cents investing, value investing, wealth management

John Berkley is joined by his daughter and fellow financial professional Krista Berkley for a conversational and insightful episode focused on empowering listeners with the right questions to ask when meeting a financial advisor. Whether you’re just getting started or considering switching firms, Krista and John share their perspectives on investment philosophy, risk tolerance, how accounts are managed, and why fit and communication matter more than flashy sales pitches. This episode is all about giving you more confidence when choosing who to trust with your money.

Episode 8: Retirement Withdrawal Strategies - 2/15/25

February 15th, 2025  |  52 mins 54 secs

4% rule, bucket strategy, financial literacy, flexible planning, income planning, janesville wisconsin, john berkley, long-term investing, market volatility, portfolio strategy, retirement goals, retirement income, retirement planning, retirement withdrawal strategies, roth ira, sequence of return risk, sheena hanson, tax efficiency, uncommon cents investing, value investing

How do you turn your nest egg into a reliable paycheck in retirement? This week, John Berkley is joined by Sheena Hanson, CEO and CCO of Uncommon Cents Investing, for a deep dive into withdrawal strategies that help retirees make the most of their hard-earned savings. They explore the 4% rule, tax-smart distribution tactics, bucket strategies, and how to avoid common pitfalls like sequence of return risk. Whether you’re approaching retirement or already there, this episode will help you understand how to take money out without running out.

Episode 5: Roth IRA Conversions: The Why, the Why Not, and the Rest of the Story - 01/25/2025

January 25th, 2025  |  52 mins 54 secs

estate planning, irmaa, janesville wi, john berkley, market timing, medical deductions, personal finance, qualified charitable distributions, retirement planning, roth conversion, roth ira, roth vs traditional ira, savers credit, tax strategies, uncommon sense investing

This week on More for Your Money, John Berkley and Kit Carson dive deep into a topic that generates more questions than answers: Roth IRA conversions. Should you convert? When does it make sense—and when does it not? With John's decades of experience and Carson's sharp curiosity, the duo takes listeners through a thoughtful, nuanced look at one of the most misunderstood moves in retirement planning.

Using the classic Paul Harvey style—“the rest of the story”—John highlights the lesser-known risks and hidden pitfalls of converting, like the impact of future tax law changes, state residency, IRMAA brackets, medical expense deductions, charitable giving strategies, and even market timing. And yes, he also shares smart, strategic situations where a Roth conversion does make good sense.

Episode 3: Tipping, Taxes & Timely Advice: 2025 Planning and Everyday Financial Wisdom - 1/11/25

January 11th, 2025  |  52 mins 54 secs

estate planning, family finance, financial advisor, financial education, investment strategy, ira contributions, janesville wi, john berkley, money tips, more for your money, required minimum distributions, retirement planning, roth ira, sheena hanson, tax planning 2025, uncommon cents investing

John Berkley returns to the More for Your Money studio this week with a full house—welcoming co-host Carson back from a short sick break, and special guest Sheena Hanson (his daughter and Principal at Uncommon Cents Investing). The trio covers everything from market updates and tipping trends to detailed 2025 tax planning changes.

John revisits his now-famous "15 Financial Life Lessons" list, Sheena gives insight into how Uncommon Cents conducts thoughtful, personal annual reviews with clients, and the team walks through the latest tax brackets, deduction limits, and planning considerations for the year ahead.

John, Sheena, and Carson break down 2025 tax updates, reflect on life and financial lessons, and explain why trust and communication matter when working with a financial advis

Episode 2: Navigating Trusts, Special Needs Planning, and Estate Considerations with Atty Robb Leach - 11/02/24

November 11th, 2024  |  53 mins 4 secs

budgeting, cfp, economic insights, finance, financial advice, financial planning, investing, investment strategy, john berkley, money, personal finance, podcast, portfolio management, radio show, retirement, retirement planning, sheena hanson, uncommon cents investing, wclo, wealth management

Join John Berkley and Sheena Hanson of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.