More for Your Money

Episode 88: The Local Advantage: Why a Personal Financial Advisor Beats a 1-800 Number - 08/29/2026

August 29th, 2026  |  52 mins 50 secs

fiduciary financial advice, financial advisor rock county, john berkley, local advisor vs 1800 number, local financial advisor, portfolio management, proactive retirement calendar, qualified charitable distributions, retirement planning, social security planning, uncommon cents investing, wisconsin pension

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 87: Navigating Market Volatility, Smart RMD Tax Planning, and Investing for the Next Generation - 08/22/2026

August 22nd, 2026  |  52 mins 50 secs

529 plan, customized wealth management, family financial planning, generational wealth, market correction, minor roth ira, qualified charitable distributions, required minimum distributions, retirement tax planning

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 5: Roth IRA Conversions: The Why, the Why Not, and the Rest of the Story - 01/25/2025

January 25th, 2025  |  52 mins 54 secs

estate planning, irmaa, janesville wi, john berkley, market timing, medical deductions, personal finance, qualified charitable distributions, retirement planning, roth conversion, roth ira, roth vs traditional ira, savers credit, tax strategies, uncommon sense investing

This week on More for Your Money, John Berkley and Kit Carson dive deep into a topic that generates more questions than answers: Roth IRA conversions. Should you convert? When does it make sense—and when does it not? With John's decades of experience and Carson's sharp curiosity, the duo takes listeners through a thoughtful, nuanced look at one of the most misunderstood moves in retirement planning.

Using the classic Paul Harvey style—“the rest of the story”—John highlights the lesser-known risks and hidden pitfalls of converting, like the impact of future tax law changes, state residency, IRMAA brackets, medical expense deductions, charitable giving strategies, and even market timing. And yes, he also shares smart, strategic situations where a Roth conversion does make good sense.