app01 Thu, 01 Oct 2026 01:01:56 +0000 Fireside (https://fireside.fm) More for Your Money - Episodes Tagged with “Qualified Charitable Distributions” https://moreforyourmoney.fireside.fm/tags/qualified%20charitable%20distributions Sat, 29 Aug 2026 14:00:00 -0400 More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O af episodic An Uncommon 'Cents' approach to investing Uncommon Cents Investing More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O no More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Uncommon Cents Investing sheena@uncommoncentsinvesting.com Episode 88: The Local Advantage: Why a Personal Financial Advisor Beats a 1-800 Number - 08/29/2026 https://moreforyourmoney.fireside.fm/88 ec853f66-4937-4689-b788-37b22f3d7ee6 Sat, 29 Aug 2026 14:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>In this episode, John Berkley and Sheena Hanson share what makes Uncommon Cents Investing different from impersonal national financial services. They discuss the power of hands-on, local relationship building, real-life client stories, and a proactive annual planning calendar. From help with weekend home offers to navigating pensions and long-term care, discover how truly local guidance can protect and enhance your retirement journey. </p> John Berkley, Uncommon Cents Investing, local financial advisor Wisconsin, retirement planning Rock County, retirement income planning, local advisor vs 1800 number, Wisconsin pension advice, social security planning, required minimum distributions, qualified charitable distributions, portfolio management Wisconsin, fiduciary financial advisor In this episode, John Berkley and Sheena Hanson share what makes Uncommon Cents Investing different from impersonal national financial services. They discuss the power of hands-on, local relationship building, real-life client stories, and a proactive annual planning calendar. From help with weekend home offers to navigating pensions and long-term care, discover how truly local guidance can protect and enhance your retirement journey.

]]> In this episode, John Berkley and Sheena Hanson share what makes Uncommon Cents Investing different from impersonal national financial services. They discuss the power of hands-on, local relationship building, real-life client stories, and a proactive annual planning calendar. From help with weekend home offers to navigating pensions and long-term care, discover how truly local guidance can protect and enhance your retirement journey.

]]> Episode 87: Navigating Market Volatility, Smart RMD Tax Planning, and Investing for the Next Generation - 08/22/2026 https://moreforyourmoney.fireside.fm/87 922785ba-ef2e-4966-81dd-e55a2e590a18 Sat, 22 Aug 2026 15:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>John Berkley and Krista Berkley help you navigate market corrections with confidence. They demystify Required Minimum Distributions and show how Qualified Charitable Distributions can lower your tax bill. Plus, learn how to jumpstart savings for kids and grandkids using 529 college plans and Minor Roth IRAs. Discover how customized wealth planning can help secure your family's financial future. Special Guest: Krista Berkley.</p> market volatility, retirement planning, Required Minimum Distributions, RMD tax strategies, Qualified Charitable Distributions, QCD charitable giving, Minor Roth IRA, 529 college savings plan, generational wealth planning, customized wealth management John Berkley and Krista Berkley help you navigate market corrections with confidence. They demystify Required Minimum Distributions and show how Qualified Charitable Distributions can lower your tax bill. Plus, learn how to jumpstart savings for kids and grandkids using 529 college plans and Minor Roth IRAs. Discover how customized wealth planning can help secure your family's financial future.

Special Guest: Krista Berkley.

]]> John Berkley and Krista Berkley help you navigate market corrections with confidence. They demystify Required Minimum Distributions and show how Qualified Charitable Distributions can lower your tax bill. Plus, learn how to jumpstart savings for kids and grandkids using 529 college plans and Minor Roth IRAs. Discover how customized wealth planning can help secure your family's financial future.

Special Guest: Krista Berkley.

]]> Episode 5: Roth IRA Conversions: The Why, the Why Not, and the Rest of the Story - 01/25/2025 https://moreforyourmoney.fireside.fm/5 48dfbf16-0791-47b0-83d6-67b1c365dc15 Sat, 25 Jan 2025 16:15:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing This week on More for Your Money, John Berkley and Kit Carson dive deep into a topic that generates more questions than answers: Roth IRA conversions. Should you convert? When does it make sense—and when does it not? With John's decades of experience and Carson's sharp curiosity, the duo takes listeners through a thoughtful, nuanced look at one of the most misunderstood moves in retirement planning. Using the classic Paul Harvey style—“the rest of the story”—John highlights the lesser-known risks and hidden pitfalls of converting, like the impact of future tax law changes, state residency, IRMAA brackets, medical expense deductions, charitable giving strategies, and even market timing. And yes, he also shares smart, strategic situations where a Roth conversion does make good sense. 52:54 no <p>If you’ve ever asked yourself, “Should I do a Roth IRA conversion?”—this episode is for you.</p> <p>John and Carson explore:</p> <p>Why “taxes are going up in 2026” might not be a strong enough reason<br> What most people forget about state income taxes and relocation in retirement<br> The danger of converting at market highs<br> How medical expenses and charitable giving can make traditional IRAs more tax-efficient<br> When Roth conversions do make sense—like during market downturns or low-income years<br> Why a Roth might be smart for people with large estates or trusts<br> The importance of having cash on the side to pay the tax bill<br> You’ll walk away with a clearer understanding of how Roth conversions fit into the big picture of retirement and tax planning—and why Uncommon Cents Investing takes an individualized, reason-first approach for every client.</p> <p>🧠 Notable Quotes<br> “We’re not against Roth conversions. We just want to do them for the right reason.” – John Berkley<br> “If you have a tax problem, you probably have a good problem—it means you have money.” – John Berkley<br> “Almost nothing turns out as expected in investing. So making decisions based on certainty about the future? That’s risky.” – quoting Harry Browne </p> Roth IRA, Roth conversion, retirement planning, tax strategies, market timing, medical deductions, IRMAA, Qualified Charitable Distributions, estate planning, savers credit, Roth vs traditional IRA, uncommon sense investing, John Berkley, Janesville WI, personal finance If you’ve ever asked yourself, “Should I do a Roth IRA conversion?”—this episode is for you.

John and Carson explore:

Why “taxes are going up in 2026” might not be a strong enough reason
What most people forget about state income taxes and relocation in retirement
The danger of converting at market highs
How medical expenses and charitable giving can make traditional IRAs more tax-efficient
When Roth conversions do make sense—like during market downturns or low-income years
Why a Roth might be smart for people with large estates or trusts
The importance of having cash on the side to pay the tax bill
You’ll walk away with a clearer understanding of how Roth conversions fit into the big picture of retirement and tax planning—and why Uncommon Cents Investing takes an individualized, reason-first approach for every client.

🧠 Notable Quotes
“We’re not against Roth conversions. We just want to do them for the right reason.” – John Berkley
“If you have a tax problem, you probably have a good problem—it means you have money.” – John Berkley
“Almost nothing turns out as expected in investing. So making decisions based on certainty about the future? That’s risky.” – quoting Harry Browne

]]> If you’ve ever asked yourself, “Should I do a Roth IRA conversion?”—this episode is for you.

John and Carson explore:

Why “taxes are going up in 2026” might not be a strong enough reason
What most people forget about state income taxes and relocation in retirement
The danger of converting at market highs
How medical expenses and charitable giving can make traditional IRAs more tax-efficient
When Roth conversions do make sense—like during market downturns or low-income years
Why a Roth might be smart for people with large estates or trusts
The importance of having cash on the side to pay the tax bill
You’ll walk away with a clearer understanding of how Roth conversions fit into the big picture of retirement and tax planning—and why Uncommon Cents Investing takes an individualized, reason-first approach for every client.

🧠 Notable Quotes
“We’re not against Roth conversions. We just want to do them for the right reason.” – John Berkley
“If you have a tax problem, you probably have a good problem—it means you have money.” – John Berkley
“Almost nothing turns out as expected in investing. So making decisions based on certainty about the future? That’s risky.” – quoting Harry Browne

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