More for Your Money

Episode 58: Roth IRA Conversions: The Whys, the Why-Nots, and the Wisconsin Tax Exemption - 01/31/2026

January 31st, 2026  |  52 mins 50 secs

$30 million married limit, 000 retirement income exclusion, 12% federal tax bracket, 15 million single limit, 24, 40% estate tax rate. market decline strategy, adjusted gross income (agi), federal estate tax, investment homework, irmaa, janesville financial advisor, medical expense deductions, medicare part b premiums, paul harvey, price to earnings ratio, qualified charitable distributions (qcd), required minimum distributions (rmd), retirement planning, roth ira conversions, s&p 500 performance. long-term care expenses, social security taxation, state tax law change, stock market valuation, taking investment distributions, the rest of the story, trust taxation, wisconsin senior tax exemption

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 49: Roth IRA Conversions: The Wisconsin Tax Law That Changes Everything - 11/29/2025

November 29th, 2025  |  52 mins 50 secs

$24, 000 exclusion, 10-year bond, 401k contributions, age 67, capital gains, complexity of investing, continuity of income, estate planning, financial advisor, gifting assets, market performance, nasdaq, pre-tax versus roth, required minimum distributions, retirement distributions, rmds, roth ira conversions, russell 2000, s&p 500, schedule d, stepped-up basis, tax loss selling, uncommon sense investing, wisconsin state tax exemption

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 42: Market Selloff, Decoding the OBB, and Navigating New Tax Limits (SALT, Deductions, and Estate Taxes) - 10/11/2025

October 11th, 2025  |  52 mins 50 secs

2025 tax changes, 401k catch up, 401k limits, above the line deductions, auto loan interest deduction, charitable contributions, china tariffs, economic news, estate tax exclusion, flat tax, form 706, gift tax form 709, itemized deductions, leapfrog strategy, lifetime gift exclusion, market selloff, obb, one big beautiful bill, overtime pay deduction, qualified tip deduction, roth 401k, roth ira conversions, russell 2000, s&p 500, salt limit, senior deduction, standard deduction, state and local tax, tax cuts and jobs act, tax phase outs, tax simplification, tcja sunset, trade war, trump account for young children

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 40: Local Service and Financial Freedom: The Case for Hiring a Financial Professional - 09/27/2025

September 27th, 2025  |  52 mins 50 secs

10-year bond, 401k fees, asset allocation management, beneficiaries, debt versus wealth accumulation, diversification, estate planning, financial choices, financial decisions, financial professional, growth stocks, inflation risk, interest rates, investment advisory services, local financial advisor, local service, managed accounts, market report, mentoring, pensions, price earnings multiple, retirement planning, return on advice, risk management, roth ira conversions, s&p 500, second opinions, social security, tax buckets, value stocks, wealth accumulation

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 38: Uncommon Cents: Wisdom on Decisions, Risk, and Retirement Strategies - 09/13/2025

September 13th, 2025  |  52 mins 50 secs

401k, albert einstein, beneficiaries, billy graham, charlie munger, competency, dave ramsey, early withdrawals, expensive market, federal reserve, financial advice, financial decisions, financial literacy, financial podcast, financial scams, growth stocks, interest rates, investment strategy, market trends, money management, nasdaq, passion for work, retirement planning, retirement transition, risk management, robert lewis stevenson, roth ira conversions, rule of 55, s&p 500, socrates, spending habits, trusted contact, value, value stocks, warren buffett, wealth management, work ethic

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 37: Beyond Predictions: Uncommon Cents Investing on Market Trends, Risk, and Unique Strategies - 09/06/2025

September 6th, 2025  |  52 mins 50 secs

10-year treasury, billy graham, client relationships, dow, dr. mark mobius, economic slowing, edwin lefevre, emotional aspects of investing, ethical business, expense ratio, fee-based advisory, fiduciary, financial advisor, financial independence, growth stocks, in-house research, individual common stocks, interest rates, investment strategy, jesse livermore, long-term investing, margin investing, market forecasting, market trends, nasdaq, non-retirement accounts, portfolio building, registered investment advisor (ria), reminiscences of a stock operator, retirement planning, risk discussion, roth ira conversions, russell 2000, s&p 500, speculation, tax control, tax problems, value investing, wealth accumulation

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 6: Tariffs, Gold, and the Debt: What History Might Teach Us About the Road Ahead - 2/1/25

February 1st, 2025  |  52 mins 54 secs

bond market, deflation, economic history, economic theory, gold prices, government spending, inflation, interest rates, janesville wi, lacy hunt, long-term investing, market cycles, national debt, personal finance, reaganomics, roth ira conversions, stock market, tariffs, uncommon cents investing, value vs growth

In this week’s episode of More for Your Money, John Berkley is joined by the Uncommon Cents Investing committee—Greg, Todd, and Carson—for a wide-ranging, fast-paced discussion on market trends, inflation, gold, government debt, and the evolving role of tariffs in economic strategy.

Drawing on insights from respected economist Lacy Hunt, the team explores whether deflation might be the next curveball for investors and how today’s policies echo some surprising historical parallels—like the Reagan era’s early pain and long-term gain. Along the way, they unpack the gold market, discuss the hidden cost of inflation on the middle class, and debate whether tariffs can be both a financial and geopolitical tool.

If you’re looking to connect the dots between interest rates, debt, inflation, and long-term investing, this one’s for you.