More for Your Money

Episode 26: Market Valuations, Financial Repression, and the Psychology of Investing - 06/21/2025

June 21st, 2025  |  52 mins 50 secs

artificial intelligence (ai) impact, asset classes, central bank policy, contrarian views, deflation, discipline in investing, economic theories, estate planning, fiduciary standard, financial decisions, financial literacy, financial repression, government debt, income inequality, individual stocks, investment strategy, jeremy siegel, lacy hunt, long-term investing, market timing, market update, money questions, portfolio management, price-earnings multiples, psychology of investing, ray dalio, real estate investing, s&p 500 performance, stock market valuation, structural inflation, value investing, wealth accumulation

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 25: Estate Planning: Navigating Gift Tax, Irrevocable Trusts, and More with Attorney Mike Vogel - 06/14/2025

June 14th, 2025  |  52 mins 50 secs

annual exclusion, asset protection, attorney advice, business entities, corporate structures, elder law, estate planning, estate tax exemption, family wealth, farm planning, financial education, financial flexibility, form 1041, form 706, form 706 portability, form 709, gift tax, gift tax return, irrevocable trusts, janesville attorney, law firm growth, legal counsel, lifetime exemption, llc, long-term care expenses, medicaid planning, mike vogel, nursing home costs, post-death matters, private pay, probate, s corporation, step-up in basis, tax knowledge, tax returns, trust administration, vogle law firm, wisconsin estate planning

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 23: Insurance, Bonds, and Social Security Strategies - 05/31/2025

May 31st, 2025  |  52 mins 50 secs

attorney referrals, auto insurance, bond market, client situations, collision insurance, complexity in finance, corporate bonds, decision making, dow, estate planning, ex-spousal benefit, filing strategies, financial communication, financial planning, financial resources, homeowners insurance, insurance, investing, learning from others, liability insurance, long-term care insurance, market recap, nasdaq, problem solving, retirement planning, risk tolerance, russell 2000, s&p 500, self-insurance, simplifying finance, social security strategies, tax advisor referrals, treasuries, widow's benefit

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.

Episode 5: Roth IRA Conversions: The Why, the Why Not, and the Rest of the Story - 01/25/2025

January 25th, 2025  |  52 mins 54 secs

estate planning, irmaa, janesville wi, john berkley, market timing, medical deductions, personal finance, qualified charitable distributions, retirement planning, roth conversion, roth ira, roth vs traditional ira, savers credit, tax strategies, uncommon sense investing

This week on More for Your Money, John Berkley and Kit Carson dive deep into a topic that generates more questions than answers: Roth IRA conversions. Should you convert? When does it make sense—and when does it not? With John's decades of experience and Carson's sharp curiosity, the duo takes listeners through a thoughtful, nuanced look at one of the most misunderstood moves in retirement planning.

Using the classic Paul Harvey style—“the rest of the story”—John highlights the lesser-known risks and hidden pitfalls of converting, like the impact of future tax law changes, state residency, IRMAA brackets, medical expense deductions, charitable giving strategies, and even market timing. And yes, he also shares smart, strategic situations where a Roth conversion does make good sense.

Episode 3: Tipping, Taxes & Timely Advice: 2025 Planning and Everyday Financial Wisdom - 1/11/25

January 11th, 2025  |  52 mins 54 secs

estate planning, family finance, financial advisor, financial education, investment strategy, ira contributions, janesville wi, john berkley, money tips, more for your money, required minimum distributions, retirement planning, roth ira, sheena hanson, tax planning 2025, uncommon cents investing

John Berkley returns to the More for Your Money studio this week with a full house—welcoming co-host Carson back from a short sick break, and special guest Sheena Hanson (his daughter and Principal at Uncommon Cents Investing). The trio covers everything from market updates and tipping trends to detailed 2025 tax planning changes.

John revisits his now-famous "15 Financial Life Lessons" list, Sheena gives insight into how Uncommon Cents conducts thoughtful, personal annual reviews with clients, and the team walks through the latest tax brackets, deduction limits, and planning considerations for the year ahead.

John, Sheena, and Carson break down 2025 tax updates, reflect on life and financial lessons, and explain why trust and communication matter when working with a financial advis