More for Your Money

Episode 53: The Idea Factory: Unpacking Annuities, NUA, and the 'Nuts and Bolts' of Investing - 12/27/2025

December 27th, 2025  |  52 mins 50 secs

10-year treasury bonds, 1035 exchanges, 12% tax bracket, albert einstein, and the 0% federal capital gains rate. dalbar research, and the perpetual snow day retirement metaphor., and the tefra act of 1982. net unrealized appreciation (nua), and value versus growth stock spreads. variable annuities, annuity rider fees, benjamin graham, chasing returns, company stock distributions, compounding interest, contract fees, cost basis, double-digit market performance, emotional decision-making, financial case studies, investment second opinions, investor underperformance, maintenance and expense (m&e) fees, mandatory annuitization dates, marginal tax bracket planning, missing insurance beneficiaries, peter lynch, price-earnings multiples, s&p 500 returns, step-up in basis, sub-account fees, warren buffett

Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.