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    <title>More for Your Money - Episodes Tagged with “Time Value Of Money”</title>
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    <pubDate>Sat, 02 May 2026 15:00:00 -0400</pubDate>
    <description>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O</description>
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    <itunes:subtitle>An Uncommon 'Cents' approach to investing</itunes:subtitle>
    <itunes:author>Uncommon Cents Investing</itunes:author>
    <itunes:summary>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O</itunes:summary>
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    <itunes:keywords>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.</itunes:keywords>
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      <itunes:name>Uncommon Cents Investing</itunes:name>
      <itunes:email>sheena@uncommoncentsinvesting.com </itunes:email>
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  <title>Episode 71: The Financial Idea Factory - 05/02/2026</title>
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  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
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  <description>&lt;p&gt;John Berkley explores how financial advisors act as "idea factories" to guide clients through life's transitions. This episode breaks down entrepreneurial essentials, from choosing business structures like LLCs to leveraging tax incentives like the "20% kiss." Berkley also champions self-education and "street smarts" over formal degrees, illustrating how the time value of money and a firm grasp of assets versus liabilities drive wealth. Discover an "uncommon cents" approach to managing retirement and building a foundation for lasting financial independence. &lt;/p&gt;
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  <itunes:keywords>Entrepreneurship, starting a small business, business structures LLC vs S-corp, financial planning, retirement strategies, business tax incentives, uncommon sense investing, time value of money, assets versus liabilities, self-education for wealth, pass-through entities, 1099 consulting tax benefits</itunes:keywords>
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    <![CDATA[<p>John Berkley explores how financial advisors act as "idea factories" to guide clients through life's transitions. This episode breaks down entrepreneurial essentials, from choosing business structures like LLCs to leveraging tax incentives like the "20% kiss." Berkley also champions self-education and "street smarts" over formal degrees, illustrating how the time value of money and a firm grasp of assets versus liabilities drive wealth. Discover an "uncommon cents" approach to managing retirement and building a foundation for lasting financial independence.</p>]]>
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    <![CDATA[<p>John Berkley explores how financial advisors act as "idea factories" to guide clients through life's transitions. This episode breaks down entrepreneurial essentials, from choosing business structures like LLCs to leveraging tax incentives like the "20% kiss." Berkley also champions self-education and "street smarts" over formal degrees, illustrating how the time value of money and a firm grasp of assets versus liabilities drive wealth. Discover an "uncommon cents" approach to managing retirement and building a foundation for lasting financial independence.</p>]]>
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  <title>Episode 62: The Mechanics of Individual Stocks, Market Cycles, and the Long-Term Investor - 02/28/2026</title>
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  <pubDate>Sat, 28 Feb 2026 12:00:00 -0500</pubDate>
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  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;Join John Berkley as he explains the mechanics of individual stock selection and personalized portfolio management. This episode explores ten vital lessons from economist Jim Grant, highlighting the cyclical nature of markets and human behavior. John discusses Jeremy Siegel’s research on long-term stock returns and emphasizes the "time value of money" for young investors. Learn how an independent, fiduciary approach focusing on tax efficiency and diversification helps navigate market noise to build lasting wealth. &lt;/p&gt;
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  <itunes:keywords>John Berkley, Uncommon Cents Investing, More for Your Money podcast, individual stock selection, fiduciary financial advisor, in-house portfolio management, retirement planning Wisconsin, tax-efficient investing, long-term investment strategy, diversified stock portfolio, market cycles and human behavior, Jeremy Siegel Stocks for the Long Run, time value of money, compounding interest for young investors, Social Security retirement income.</itunes:keywords>
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    <![CDATA[<p>Join John Berkley as he explains the mechanics of individual stock selection and personalized portfolio management. This episode explores ten vital lessons from economist Jim Grant, highlighting the cyclical nature of markets and human behavior. John discusses Jeremy Siegel’s research on long-term stock returns and emphasizes the "time value of money" for young investors. Learn how an independent, fiduciary approach focusing on tax efficiency and diversification helps navigate market noise to build lasting wealth.</p>]]>
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    <![CDATA[<p>Join John Berkley as he explains the mechanics of individual stock selection and personalized portfolio management. This episode explores ten vital lessons from economist Jim Grant, highlighting the cyclical nature of markets and human behavior. John discusses Jeremy Siegel’s research on long-term stock returns and emphasizes the "time value of money" for young investors. Learn how an independent, fiduciary approach focusing on tax efficiency and diversification helps navigate market noise to build lasting wealth.</p>]]>
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  <title>Episode 24: Graduation &amp; Beyond: Developing Strong Financial Behaviors - 06/07/2025</title>
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  <pubDate>Sat, 07 Jun 2025 11:00:00 -0400</pubDate>
  <author>Uncommon Cents Investing</author>
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  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;John Berkley and Krista Berkley discuss the next chapter after graduation. They share advice on developing strong financial behaviors, including setting goals, creating budgets, building emergency funds, and investing early. John also critically examines the true cost of education and the time value of money. Special Guest: Krista Berkley.&lt;/p&gt;
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  <itunes:keywords>Financial advice for graduates, post-graduation finances, developing strong financial behaviors, setting financial goals, creating a budget, emergency fund, investing early, time value of money, true cost of education, student loans, credit card debt management, company match 401k, Roth IRA for young people, money management for young adults, financial independence after college, budgeting tips for recent grads, avoiding financial pitfalls, financial literacy for young people</itunes:keywords>
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    <![CDATA[<p>John Berkley and Krista Berkley discuss the next chapter after graduation. They share advice on developing strong financial behaviors, including setting goals, creating budgets, building emergency funds, and investing early. John also critically examines the true cost of education and the time value of money.</p><p>Special Guest: Krista Berkley.</p>]]>
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    <![CDATA[<p>John Berkley and Krista Berkley discuss the next chapter after graduation. They share advice on developing strong financial behaviors, including setting goals, creating budgets, building emergency funds, and investing early. John also critically examines the true cost of education and the time value of money.</p><p>Special Guest: Krista Berkley.</p>]]>
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