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    <fireside:genDate>Tue, 05 May 2026 13:27:42 -0500</fireside:genDate>
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    <title>More for Your Money - Episodes Tagged with “Retirement Withdrawal Strategies”</title>
    <link>https://moreforyourmoney.fireside.fm/tags/retirement%20withdrawal%20strategies</link>
    <pubDate>Sat, 25 Apr 2026 12:00:00 -0400</pubDate>
    <description>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
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    <itunes:subtitle>An Uncommon 'Cents' approach to investing</itunes:subtitle>
    <itunes:author>Uncommon Cents Investing</itunes:author>
    <itunes:summary>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
</itunes:summary>
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    <itunes:keywords>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.</itunes:keywords>
    <itunes:owner>
      <itunes:name>Uncommon Cents Investing</itunes:name>
      <itunes:email>sheena@uncommoncentsinvesting.com </itunes:email>
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  <title>Episode 70: Early Entrepreneurship, Retirement Realities, and Wisdom for a Lifetime of Investing - 04/25/2026</title>
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  <pubDate>Sat, 25 Apr 2026 12:00:00 -0400</pubDate>
  <author>Uncommon Cents Investing</author>
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  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;This episode explores the power of starting a business between ages 18 and 21 to exploit "risk insulation" and questions the ROI of traditional college degrees. The hosts provide strategic retirement advice, critiquing the 4% rule while advocating for delaying Social Security until age 70. Learn about tax-efficient investing with individual stocks and gain inspiration from Warren Buffett’s ten life lessons on integrity and patience. Discover how to transition from building an estate to doing what you love. &lt;/p&gt;
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  <itunes:keywords>Uncommon Cents Investing, 4% retirement rule, delaying Social Security until 70, youth entrepreneurship, ROI of college degrees, tax-efficient stock investing, Warren Buffett life lessons, retirement withdrawal strategies, individual stocks vs mutual funds, risk insulation for entrepreneurs, US Treasury bond tax benefits, financial freedom planning</itunes:keywords>
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    <![CDATA[<p>This episode explores the power of starting a business between ages 18 and 21 to exploit &quot;risk insulation&quot; and questions the ROI of traditional college degrees. The hosts provide strategic retirement advice, critiquing the 4% rule while advocating for delaying Social Security until age 70. Learn about tax-efficient investing with individual stocks and gain inspiration from Warren Buffett’s ten life lessons on integrity and patience. Discover how to transition from building an estate to doing what you love.</p>]]>
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    <![CDATA[<p>This episode explores the power of starting a business between ages 18 and 21 to exploit &quot;risk insulation&quot; and questions the ROI of traditional college degrees. The hosts provide strategic retirement advice, critiquing the 4% rule while advocating for delaying Social Security until age 70. Learn about tax-efficient investing with individual stocks and gain inspiration from Warren Buffett’s ten life lessons on integrity and patience. Discover how to transition from building an estate to doing what you love.</p>]]>
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  <title>Episode 8: Retirement Withdrawal Strategies - 2/15/25</title>
  <link>https://moreforyourmoney.fireside.fm/8</link>
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  <pubDate>Sat, 15 Feb 2025 10:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
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  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>How do you turn your nest egg into a reliable paycheck in retirement? This week, John Berkley is joined by Sheena Hanson, CEO and CCO of Uncommon Cents Investing, for a deep dive into withdrawal strategies that help retirees make the most of their hard-earned savings. They explore the 4% rule, tax-smart distribution tactics, bucket strategies, and how to avoid common pitfalls like sequence of return risk. Whether you’re approaching retirement or already there, this episode will help you understand how to take money out without running out.</itunes:subtitle>
  <itunes:duration>52:54</itunes:duration>
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  <description>&lt;p&gt;Retirement isn’t just about saving—it’s about creating a smart plan for how to use those savings. In this episode of More for Your Money, John Berkley and Sheena Hanson talk through the essential strategies for drawing down your investments in retirement. They cover the classic 4% rule (and its modern tweaks), bucket strategies, tax considerations, and how to manage volatility in early retirement.&lt;/p&gt;

&lt;p&gt;You’ll also hear how different types of accounts—like Roth IRAs, traditional IRAs, and taxable brokerage accounts—play a role in creating a tax-efficient, sustainable retirement income. Whether your goal is to leave a legacy or spend it all, Sheena and John explain how to match your plan with your priorities.&lt;/p&gt;

&lt;p&gt;From market timing and inflation to Medicare costs and behavioral habits, this conversation covers the moving parts that make retirement income planning both an art and a science. &lt;/p&gt;
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  <itunes:keywords>retirement withdrawal strategies, 4% rule, income planning, sequence of return risk, bucket strategy, retirement income, Roth IRA, tax efficiency, retirement planning, market volatility, Uncommon Cents Investing, John Berkley, Sheena Hanson, portfolio strategy, value investing, Janesville Wisconsin, financial literacy, retirement goals, long-term investing, flexible planning</itunes:keywords>
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    <![CDATA[<p>Retirement isn’t just about saving—it’s about creating a smart plan for how to use those savings. In this episode of More for Your Money, John Berkley and Sheena Hanson talk through the essential strategies for drawing down your investments in retirement. They cover the classic 4% rule (and its modern tweaks), bucket strategies, tax considerations, and how to manage volatility in early retirement.</p>

<p>You’ll also hear how different types of accounts—like Roth IRAs, traditional IRAs, and taxable brokerage accounts—play a role in creating a tax-efficient, sustainable retirement income. Whether your goal is to leave a legacy or spend it all, Sheena and John explain how to match your plan with your priorities.</p>

<p>From market timing and inflation to Medicare costs and behavioral habits, this conversation covers the moving parts that make retirement income planning both an art and a science.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>Retirement isn’t just about saving—it’s about creating a smart plan for how to use those savings. In this episode of More for Your Money, John Berkley and Sheena Hanson talk through the essential strategies for drawing down your investments in retirement. They cover the classic 4% rule (and its modern tweaks), bucket strategies, tax considerations, and how to manage volatility in early retirement.</p>

<p>You’ll also hear how different types of accounts—like Roth IRAs, traditional IRAs, and taxable brokerage accounts—play a role in creating a tax-efficient, sustainable retirement income. Whether your goal is to leave a legacy or spend it all, Sheena and John explain how to match your plan with your priorities.</p>

<p>From market timing and inflation to Medicare costs and behavioral habits, this conversation covers the moving parts that make retirement income planning both an art and a science.</p>]]>
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