web02.fireside.fm Thu, 30 Apr 2026 00:25:32 -0500 Fireside (https://fireside.fm) More for Your Money - Episodes Tagged with “Retirement Accounts” https://moreforyourmoney.fireside.fm/tags/retirement%20accounts Sat, 25 Oct 2025 11:00:00 -0400 More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O af episodic An Uncommon 'Cents' approach to investing Uncommon Cents Investing More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O no More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Uncommon Cents Investing sheena@uncommoncentsinvesting.com Episode 44: Market Updates, Inflation, and Money Questions with John Berkley - 10/25/2025 https://moreforyourmoney.fireside.fm/44 5738e33f-ca4c-440a-b4c0-bf4887f80195 Sat, 25 Oct 2025 11:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no Review the strong three-year bull market run, with the S&P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds. investing, financial planning, money questions, stock market, bull market, S&P 500, Dow, NASDAQ, Russell 2000, total return, 3% annualized inflation, CPI, consumer price index, structural inflation, Federal Reserve goal, resource stocks, gold mining stocks, timberland, retirement, Social Security, age 62, age 70, 401k, Roth IRA, laddered CDs, individual Treasuries, high yield bonds, safe bonds, closed end fund, bond portfolio, tax location, capital gains tax, ordinary income tax, Net Unrealized Appreciation, NUA, highly appreciated company stock, 401k distribution, money market, liquid cash, value investing, concentration risk Review the strong three-year bull market run, with the S&P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds.

]]> Review the strong three-year bull market run, with the S&P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds.

]]> Episode 36: Investment Styles Unpacked: Value, Growth, and the Highs and Lows of Speculation - 08/30/2025 https://moreforyourmoney.fireside.fm/36 26701a17-672c-40f9-9608-093e70b9e79b Sat, 30 Aug 2025 14:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no This episode of "More for Your Money" provides a detailed discussion on the differences between value and growth stock investing. The hosts explore why value stocks, despite recent underperformance, have historically outperformed growth over a century, while noting the current trend favors growth stocks like AI and crypto. Key concepts like patience, emotional control, and discipline in investing are emphasized, with insights from Benjamin Graham, John Bogle, and Warren Buffett. A significant segment is dedicated to the fascinating story of Jesse Livermore, a legendary speculator who became ultra-rich three times and went broke three times, ultimately dying broke by suicide. His life illustrates the allure and extreme risks of short-term speculation and trading, contrasting sharply with the long-term, deep value approach favored by Uncommon Cents Investing. The discussion also covers market timing, the emotional aspects of buying based on fear of missing out (FOMO), and the dangers of "style drifting" between different investment strategies. Listeners are encouraged to identify their own investment horizon and stick to a consistent strategy. value investing, growth stocks, investment strategies, Jesse Livermore, speculation, market timing, Benjamin Graham, Warren Buffett, John Bogle, stock market, long-term investing, short-term trading, emotional investing, financial discipline, portfolio management, crypto, AI stocks, market report, yield curve, PE multiple, FOMO, capital gains, tax loss harvesting This episode of "More for Your Money" provides a detailed discussion on the differences between value and growth stock investing. The hosts explore why value stocks, despite recent underperformance, have historically outperformed growth over a century, while noting the current trend favors growth stocks like AI and crypto. Key concepts like patience, emotional control, and discipline in investing are emphasized, with insights from Benjamin Graham, John Bogle, and Warren Buffett.
A significant segment is dedicated to the fascinating story of Jesse Livermore, a legendary speculator who became ultra-rich three times and went broke three times, ultimately dying broke by suicide. His life illustrates the allure and extreme risks of short-term speculation and trading, contrasting sharply with the long-term, deep value approach favored by Uncommon Cents Investing. The discussion also covers market timing, the emotional aspects of buying based on fear of missing out (FOMO), and the dangers of "style drifting" between different investment strategies. Listeners are encouraged to identify their own investment horizon and stick to a consistent strategy.

]]> This episode of "More for Your Money" provides a detailed discussion on the differences between value and growth stock investing. The hosts explore why value stocks, despite recent underperformance, have historically outperformed growth over a century, while noting the current trend favors growth stocks like AI and crypto. Key concepts like patience, emotional control, and discipline in investing are emphasized, with insights from Benjamin Graham, John Bogle, and Warren Buffett.
A significant segment is dedicated to the fascinating story of Jesse Livermore, a legendary speculator who became ultra-rich three times and went broke three times, ultimately dying broke by suicide. His life illustrates the allure and extreme risks of short-term speculation and trading, contrasting sharply with the long-term, deep value approach favored by Uncommon Cents Investing. The discussion also covers market timing, the emotional aspects of buying based on fear of missing out (FOMO), and the dangers of "style drifting" between different investment strategies. Listeners are encouraged to identify their own investment horizon and stick to a consistent strategy.

]]> Episode 30: Navigating Value, Small Caps, and Market Mechanics - 07/19/2025 https://moreforyourmoney.fireside.fm/30 7860161f-277f-422f-9afd-da8b50d7f974 Sat, 19 Jul 2025 14:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no This episode features John, Greg, and Todd discussing market dynamics, comparing growth versus value stocks and high P/E ratios. They examine small company stocks as a bargain, noting their historical outperformance post-bear markets and how Sarbanes-Oxley impacted IPOs. The team also clarifies market mechanics like bid/ask prices and limit orders, emphasizing their agile, value-based approach to investing. Special Guests: Greg Snyder and Todd Berkley. Market Dynamics, Growth Stocks, Value Stocks, Value Investing, Small Company Stocks, Small Caps, Stock Market Bargain, Market Mechanics, Bid and Ask Price, Limit Orders, Market Orders, Market Makers, IPO, Initial Public Offering, Sarbanes-Oxley, Federal Reserve, Yield Curve, Unemployment Rate, CPI, PCE, Market Volatility, Portfolio Management, Taxable Accounts, Retirement Accounts, Asset Allocation, Financial Advisor, Wall Street Journal Article, Peter Lynch, Thinly Traded Issues, Price-Earnings Multiple, P/E Ratio, Diversification, Company Management, Investment Research This episode features John, Greg, and Todd discussing market dynamics, comparing growth versus value stocks and high P/E ratios. They examine small company stocks as a bargain, noting their historical outperformance post-bear markets and how Sarbanes-Oxley impacted IPOs. The team also clarifies market mechanics like bid/ask prices and limit orders, emphasizing their agile, value-based approach to investing.

Special Guests: Greg Snyder and Todd Berkley.

]]> This episode features John, Greg, and Todd discussing market dynamics, comparing growth versus value stocks and high P/E ratios. They examine small company stocks as a bargain, noting their historical outperformance post-bear markets and how Sarbanes-Oxley impacted IPOs. The team also clarifies market mechanics like bid/ask prices and limit orders, emphasizing their agile, value-based approach to investing.

Special Guests: Greg Snyder and Todd Berkley.

]]> Episode 20: Understanding Margin Debt in Your Brokerage Account - 05/10/2025 https://moreforyourmoney.fireside.fm/20 3d1ed7c4-e8a5-4f46-a7d0-ff7684a09ff8 Sat, 10 May 2025 15:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no This episode explores leverage and margin debt in investing. Learn how it works, its significant risks (like margin calls), potential rewards, and tax implications. John explains Uncommon Cents Investing's approach, using margin only for select clients who can afford the risk and understand they could take a loss. investing, leverage, margin debt, margin account, borrowing money for investing, investment risk, margin calls, brokerage account, options vs. margin, tax consequences, capital gains tax, retirement accounts, non-retirement accounts, individual stocks, investment fees, expense ratio, market update, S&P 500, value investing, wealth accumulation This episode explores leverage and margin debt in investing. Learn how it works, its significant risks (like margin calls), potential rewards, and tax implications. John explains Uncommon Cents Investing's approach, using margin only for select clients who can afford the risk and understand they could take a loss.

]]> This episode explores leverage and margin debt in investing. Learn how it works, its significant risks (like margin calls), potential rewards, and tax implications. John explains Uncommon Cents Investing's approach, using margin only for select clients who can afford the risk and understand they could take a loss.

]]> Episode 10: How UCI Manages Money (Buy List) with UCI Investment Committee (Greg Snyder and Todd Berkley) - 3/1/25 https://moreforyourmoney.fireside.fm/10 https://www.wclo.com/?post_type=episode&p=128452 Sat, 01 Mar 2025 09:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing John Berkley is joined by Uncommon Cents Investing’s Investment Committee—Greg Snyder and Todd Berkley—for a detailed conversation about how UCI manages money. They walk through the firm’s disciplined approach to building and maintaining a buy list, how portfolios are tailored to each client, and why UCI avoids cookie-cutter models. From sector analysis to tax-aware strategies, this episode offers a behind-the-scenes look at the real work that goes into managing investments with care and intention. 52:54 no Ever wondered how investment professionals choose what goes into your portfolio? In this episode, John Berkley sits down with Greg Snyder and Todd Berkley from the Uncommon Cents Investing Investment Committee to explain UCI’s in-house approach to managing money. They explore how the firm builds its buy list, why value stocks remain a core focus, and how each client’s risk profile, account type, and goals shape portfolio construction. You’ll also hear about how market orders, limit orders, and tax strategy factor into day-to-day management. It’s a great episode for anyone who wants to understand the “why” behind their investments. Special Guests: Greg Snyder and Todd Berkley. investment committee, buy list, Uncommon Cents Investing, portfolio building, Greg Snyder, Todd Berkley, John Berkley, value investing, risk tolerance, personalized portfolios, investment strategy, market orders, limit orders, stock screening, retirement planning, taxable accounts, Roth IRA, small-cap stocks, individual stock selection, investment discipline, Wisconsin financial advisors Ever wondered how investment professionals choose what goes into your portfolio? In this episode, John Berkley sits down with Greg Snyder and Todd Berkley from the Uncommon Cents Investing Investment Committee to explain UCI’s in-house approach to managing money. They explore how the firm builds its buy list, why value stocks remain a core focus, and how each client’s risk profile, account type, and goals shape portfolio construction. You’ll also hear about how market orders, limit orders, and tax strategy factor into day-to-day management. It’s a great episode for anyone who wants to understand the “why” behind their investments.

Special Guests: Greg Snyder and Todd Berkley.

]]> Ever wondered how investment professionals choose what goes into your portfolio? In this episode, John Berkley sits down with Greg Snyder and Todd Berkley from the Uncommon Cents Investing Investment Committee to explain UCI’s in-house approach to managing money. They explore how the firm builds its buy list, why value stocks remain a core focus, and how each client’s risk profile, account type, and goals shape portfolio construction. You’ll also hear about how market orders, limit orders, and tax strategy factor into day-to-day management. It’s a great episode for anyone who wants to understand the “why” behind their investments.

Special Guests: Greg Snyder and Todd Berkley.

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