web02.fireside.fm Mon, 04 May 2026 00:11:43 -0500 Fireside (https://fireside.fm) More for Your Money - Episodes Tagged with “Nasdaq” https://moreforyourmoney.fireside.fm/tags/nasdaq Sat, 10 Jan 2026 13:00:00 -0500 More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O af episodic An Uncommon 'Cents' approach to investing Uncommon Cents Investing More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O no More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Uncommon Cents Investing sheena@uncommoncentsinvesting.com Episode 55: Market Broadening and the Realities of Long-Term Care - 01/10/2026 https://moreforyourmoney.fireside.fm/55 04d8ce4c-32ba-49db-9595-3df0896165d8 Sat, 10 Jan 2026 13:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>John Berkley discusses the strong 2026 market kickoff, highlighting significant gains in the Dow and Russell 2000 as the market broadens beyond the "Magnificent 7". Special guest Patrick Smith, owner of Visiting Angels, examines the growing preference for non-medical home care as a way to age at home. The episode provides a deep dive into long-term care insurance, covering the impact of the 1996 HIPAA Act, strategies for activating benefits, and navigating elimination periods to ensure policies function as assets rather than liabilities. Special Guest: Patrick Smith.</p> 2026 stock market kickoff, market broadening, Dow Jones Industrial Average, S&P 500, Nasdaq, Russell 2000 small-cap index, Magnificent 7 tech giants, value versus growth stocks, long-term care insurance, HIPAA 1996 Act, activities of daily living (ADLs), long-term care tax implications, LTC indemnity policies, insurance benefit activation, elimination period strategies, long-term care war stories, Patrick Smith owner of Visiting Angels, non-medical home care, aging at home, respite care for seniors, 24/7 home care services, home care hourly rates, South Central Wisconsin senior care. John Berkley discusses the strong 2026 market kickoff, highlighting significant gains in the Dow and Russell 2000 as the market broadens beyond the "Magnificent 7". Special guest Patrick Smith, owner of Visiting Angels, examines the growing preference for non-medical home care as a way to age at home. The episode provides a deep dive into long-term care insurance, covering the impact of the 1996 HIPAA Act, strategies for activating benefits, and navigating elimination periods to ensure policies function as assets rather than liabilities.

Special Guest: Patrick Smith.

]]> John Berkley discusses the strong 2026 market kickoff, highlighting significant gains in the Dow and Russell 2000 as the market broadens beyond the "Magnificent 7". Special guest Patrick Smith, owner of Visiting Angels, examines the growing preference for non-medical home care as a way to age at home. The episode provides a deep dive into long-term care insurance, covering the impact of the 1996 HIPAA Act, strategies for activating benefits, and navigating elimination periods to ensure policies function as assets rather than liabilities.

Special Guest: Patrick Smith.

]]> Episode 52: Timeless Lessons from Financial Legends and the Great Depression - 12/20/2025 https://moreforyourmoney.fireside.fm/52 409638a6-5fe4-449c-89e6-b602d7eb8b3d Sat, 20 Dec 2025 16:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous "Rascub’s Folly". Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes. </p> John Jacob Raskob, William Durant, Jesse Livermore, Phil Carret, Lucian Hooper, Pierre DuPont, 1929 stock market crash, Great Depression, monetary policy, fiscal policy, Federal Reserve history, dollar cost averaging, margin debt, investment leverage, margin calls, total return, dividend reinvestment, S&P 500, Dow Jones Industrial Average, NASDAQ, Russell 2000, 10-year Treasury bond, value investing, diversified portfolio, long-term performance, patience in investing, investment inactivity, compounding interest, human nature and Wall Street. Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous "Rascub’s Folly". Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes.

]]> Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous "Rascub’s Folly". Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes.

]]> Episode 51: Market Rotation, Fed Hype, and the Case for Long-Term Value Investing - 12/13/2025 https://moreforyourmoney.fireside.fm/51 077fbd47-0dfb-4736-a423-6d5f7464aef0 Sat, 13 Dec 2025 14:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>This episode features the Investment Committee discussing the mixed market data and the potential rotation from growth stocks (like the MAG 7) to value stocks and the broader market (Russell 2000). The hosts explore current market valuations, noting the stock market is expensive with double-digit returns baked into current prices. A major theme is the hosts' commitment to long-term value investing, emphasizing the discipline to focus on data and math over the distracting "soap opera" narrative surrounding the Federal Reserve, despite recent dovish statements and changes in the federal funds rate. They also examine gold as a way to preserve long-term purchasing power in an inflationary environment, arguing it reflects the dollar's decline rather than just market movement. The conversation concludes by referencing the emotional lessons and high margin debt levels noted in the historical book 1929. Special Guests: Greg Snyder and Todd Berkley.</p> Market rotation, value investing, growth stocks, MAG 7, Federal Reserve, Fed hype, long-term investing, JDB indicator, Russell 2000, S&P 500, NASDAQ, Dow, stock market valuation, expensive market, long-term returns, discipline, data vs. narrative, monetary policy, interest rates, bond yields, inflation, liquidity, gold, purchasing power, dollar decline, precious metals, 1929 crash, margin debt, market volatility, Ed Yardini, financial news, out-of-favor stocks, small cap stocks, AI spending, capital expenditures. This episode features the Investment Committee discussing the mixed market data and the potential rotation from growth stocks (like the MAG 7) to value stocks and the broader market (Russell 2000). The hosts explore current market valuations, noting the stock market is expensive with double-digit returns baked into current prices. A major theme is the hosts' commitment to long-term value investing, emphasizing the discipline to focus on data and math over the distracting "soap opera" narrative surrounding the Federal Reserve, despite recent dovish statements and changes in the federal funds rate. They also examine gold as a way to preserve long-term purchasing power in an inflationary environment, arguing it reflects the dollar's decline rather than just market movement. The conversation concludes by referencing the emotional lessons and high margin debt levels noted in the historical book 1929.

Special Guests: Greg Snyder and Todd Berkley.

]]> This episode features the Investment Committee discussing the mixed market data and the potential rotation from growth stocks (like the MAG 7) to value stocks and the broader market (Russell 2000). The hosts explore current market valuations, noting the stock market is expensive with double-digit returns baked into current prices. A major theme is the hosts' commitment to long-term value investing, emphasizing the discipline to focus on data and math over the distracting "soap opera" narrative surrounding the Federal Reserve, despite recent dovish statements and changes in the federal funds rate. They also examine gold as a way to preserve long-term purchasing power in an inflationary environment, arguing it reflects the dollar's decline rather than just market movement. The conversation concludes by referencing the emotional lessons and high margin debt levels noted in the historical book 1929.

Special Guests: Greg Snyder and Todd Berkley.

]]> Episode 49: Roth IRA Conversions: The Wisconsin Tax Law That Changes Everything - 11/29/2025 https://moreforyourmoney.fireside.fm/49 23a92d7a-63f1-42c9-ac9c-8ff96d42dabf Sat, 29 Nov 2025 14:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>John Berkley discusses a strong market week before focusing on the major complexity added by a new Wisconsin state tax law. The law exempts up to $24,000 in retirement distributions per person (age 67 or older) from state tax. This significantly alters the decision to convert to a Roth IRA, as paying conversion taxes now means forfeiting the future state tax exemption on distributions. The discussion also covered year-end tax loss selling and complex estate planning issues, highlighting how the growing intricacy of tax and investment laws necessitates the help of a financial advisor. </p> Roth IRA conversion, Wisconsin tax law, state tax exemption, retirement distributions, age 67, $24,000 exclusion, tax planning, financial advisor, Uncommon Sense Investing, 401k contribution, pre-tax vs Roth, tax loss selling, capital gains, Schedule D, estate planning, stepped-up basis, gifting assets, beneficiaries, market review, S&P 500, NASDAQ, Russell 2000, 10-year bond, required minimum distributions, RMDs, continuity of income John Berkley discusses a strong market week before focusing on the major complexity added by a new Wisconsin state tax law. The law exempts up to $24,000 in retirement distributions per person (age 67 or older) from state tax. This significantly alters the decision to convert to a Roth IRA, as paying conversion taxes now means forfeiting the future state tax exemption on distributions. The discussion also covered year-end tax loss selling and complex estate planning issues, highlighting how the growing intricacy of tax and investment laws necessitates the help of a financial advisor.

]]> John Berkley discusses a strong market week before focusing on the major complexity added by a new Wisconsin state tax law. The law exempts up to $24,000 in retirement distributions per person (age 67 or older) from state tax. This significantly alters the decision to convert to a Roth IRA, as paying conversion taxes now means forfeiting the future state tax exemption on distributions. The discussion also covered year-end tax loss selling and complex estate planning issues, highlighting how the growing intricacy of tax and investment laws necessitates the help of a financial advisor.

]]> Episode 48: Liquidity, Debt, and Private Credit: Navigating Hidden Dangers in Volatile Markets - 11/22/2025 https://moreforyourmoney.fireside.fm/48 c7af2665-9318-43f4-bcc2-69d93b7e7935 Sat, 22 Nov 2025 13:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting "mixed signals" indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a "hidden evil" due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt. Special Guests: Greg Snyder and Todd Berkley.</p> Investment volatility, market analysis, stock market bubble, 1929 parallels, liquidity risk, private equity, private credit, hidden evil, lack of transparency, debt and credit, growth vs. value investing, JDB indicator, bulls and bears, short selling, long position, Federal Reserve policy, national debt, government investment in private companies, Intel equity stake, market crash history, financial education The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting "mixed signals" indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a "hidden evil" due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt.

Special Guests: Greg Snyder and Todd Berkley.

]]> The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting "mixed signals" indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a "hidden evil" due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt.

Special Guests: Greg Snyder and Todd Berkley.

]]> Episode 47: The Auto Market and Economic Indicators with Guest Bob Clapper - 11/15/2025 https://moreforyourmoney.fireside.fm/47 df217bae-1a09-405b-84fa-71eaebd1e402 Sat, 15 Nov 2025 15:00:00 -0500 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Guest Bob Clapper, a collector car expert, provides a pulse on the automotive market, which serves as a leading economic indicator. Clapper discusses his career shift from nearly 40 years in the retail car business to focusing on collector car sales and vintage restoration through his dealership, Clapper Motorcars.<br> While the new car day supply is stable at an optimal 61 days, the market shows signs of slowing. Alarming trends include 29% of trade-ins having negative equity, averaging $6,900. High interest rates, reaching 7.5% in 2024, are preventing consumers from chipping away at their loan balances, contributing to this negative equity. Customer loyalty has also dropped significantly—down 25%—due to 80% of customers paying sticker price or more and being charged unexpected fees during shortages. </p> Investment advisory services, Bob Clapper, Collector cars, Automotive market, Leading economic indicator, Clapper Motorcars, Vintage restoration, Used cars, New cars, Dealership loyalty, Negative equity, Underwater, Car loan interest rates, Price gouging, Rebuilt title, Salvage vehicle, Flood damage, Carfax, C7 Corvette, C8 Corvette, Oldsmobile Tornado, 1950 GMC pickup, 1991 Chevy Camaro, 1993 Ford Mustang, 1963 Chevy Impalo, New car inventory, Day supply, Average car price, Car payments, S&P 500, Dow, NASDAQ, Russell 2000, 10-year bond rate, 2-year bond rate, Price Earnings multiples, Growth stocks, Value stocks, Microchip shortage, Technology, Amenities, Electric vehicles Guest Bob Clapper, a collector car expert, provides a pulse on the automotive market, which serves as a leading economic indicator. Clapper discusses his career shift from nearly 40 years in the retail car business to focusing on collector car sales and vintage restoration through his dealership, Clapper Motorcars.
While the new car day supply is stable at an optimal 61 days, the market shows signs of slowing. Alarming trends include 29% of trade-ins having negative equity, averaging $6,900. High interest rates, reaching 7.5% in 2024, are preventing consumers from chipping away at their loan balances, contributing to this negative equity. Customer loyalty has also dropped significantly—down 25%—due to 80% of customers paying sticker price or more and being charged unexpected fees during shortages.

]]> Guest Bob Clapper, a collector car expert, provides a pulse on the automotive market, which serves as a leading economic indicator. Clapper discusses his career shift from nearly 40 years in the retail car business to focusing on collector car sales and vintage restoration through his dealership, Clapper Motorcars.
While the new car day supply is stable at an optimal 61 days, the market shows signs of slowing. Alarming trends include 29% of trade-ins having negative equity, averaging $6,900. High interest rates, reaching 7.5% in 2024, are preventing consumers from chipping away at their loan balances, contributing to this negative equity. Customer loyalty has also dropped significantly—down 25%—due to 80% of customers paying sticker price or more and being charged unexpected fees during shortages.

]]> Episode 45: The Investing Meltup: Understanding the Psychology of FOMO and TINA - 11/01/2025 https://moreforyourmoney.fireside.fm/45 9e029a07-780e-4c2b-9ff8-d2433fdeb1aa Sat, 01 Nov 2025 14:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>John Berkley welcomes clinical psychologist Dr. Jim Burns to discuss the psychological forces driving today's expensive market. The conversation explores the current "meltup"—an extraordinarily rapid price increase detached from valuations—that is fueled by emotion, not rational behavior.<br> A major focus is on FOMO (Fear of Missing Out) and TINA (There Is No Alternative), which have pushed investors out of bond equivalents and into risk assets. Dr. Burns notes that historical economic models assumed investors were rational, but financial decisions are often made emotionally. Berkeley emphasizes that current high valuations suggest expectations should be managed, and the key takeaway is the importance of adopting and adhering to a consistent investment strategy to avoid making poor choices based on market swings. The hosts also warn that the "backside" of a meltup can be severe. Special Guest: James A. Burns, PhD.</p> Investment psychology, behavioral finance, FOMO (Fear of Missing Out), TINA (There Is No Alternative), stock market meltup, expensive market, high valuations, investor emotion, financial strategy, risk tolerance, price-earnings multiples, momentum investing, trend investing, rational investing, financial decision making, S&P 500, market volatility John Berkley welcomes clinical psychologist Dr. Jim Burns to discuss the psychological forces driving today's expensive market. The conversation explores the current "meltup"—an extraordinarily rapid price increase detached from valuations—that is fueled by emotion, not rational behavior.
A major focus is on FOMO (Fear of Missing Out) and TINA (There Is No Alternative), which have pushed investors out of bond equivalents and into risk assets. Dr. Burns notes that historical economic models assumed investors were rational, but financial decisions are often made emotionally. Berkeley emphasizes that current high valuations suggest expectations should be managed, and the key takeaway is the importance of adopting and adhering to a consistent investment strategy to avoid making poor choices based on market swings. The hosts also warn that the "backside" of a meltup can be severe.

Special Guest: James A. Burns, PhD.

]]> John Berkley welcomes clinical psychologist Dr. Jim Burns to discuss the psychological forces driving today's expensive market. The conversation explores the current "meltup"—an extraordinarily rapid price increase detached from valuations—that is fueled by emotion, not rational behavior.
A major focus is on FOMO (Fear of Missing Out) and TINA (There Is No Alternative), which have pushed investors out of bond equivalents and into risk assets. Dr. Burns notes that historical economic models assumed investors were rational, but financial decisions are often made emotionally. Berkeley emphasizes that current high valuations suggest expectations should be managed, and the key takeaway is the importance of adopting and adhering to a consistent investment strategy to avoid making poor choices based on market swings. The hosts also warn that the "backside" of a meltup can be severe.

Special Guest: James A. Burns, PhD.

]]> Episode 44: Market Updates, Inflation, and Money Questions with John Berkley - 10/25/2025 https://moreforyourmoney.fireside.fm/44 5738e33f-ca4c-440a-b4c0-bf4887f80195 Sat, 25 Oct 2025 11:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Review the strong three-year bull market run, with the S&amp;P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds. </p> investing, financial planning, money questions, stock market, bull market, S&P 500, Dow, NASDAQ, Russell 2000, total return, 3% annualized inflation, CPI, consumer price index, structural inflation, Federal Reserve goal, resource stocks, gold mining stocks, timberland, retirement, Social Security, age 62, age 70, 401k, Roth IRA, laddered CDs, individual Treasuries, high yield bonds, safe bonds, closed end fund, bond portfolio, tax location, capital gains tax, ordinary income tax, Net Unrealized Appreciation, NUA, highly appreciated company stock, 401k distribution, money market, liquid cash, value investing, concentration risk Review the strong three-year bull market run, with the S&P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds.

]]> Review the strong three-year bull market run, with the S&P 500 up 16.6% total return year-to-date. This episode discusses 3% annualized inflation and the strategy of tweaking portfolios toward resource stocks. Key topics include utilizing Roth IRA CDs for tax efficiency, understanding the Net Unrealized Appreciation (NUA) tax rule for highly appreciated 401k stock, and proper tax placement of bonds and Treasuries. We also define money market funds.

]]> Episode 39: The Investment Committee on Market Paradoxes, Structural Inflation, and Risk Reduction Strategy - 09/20/2025 https://moreforyourmoney.fireside.fm/39 d8f7a60c-15f0-4d70-8a4a-24bcde259b2f Sat, 20 Sep 2025 09:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Join John Berkley and the Investment Committee (Todd and Greg) analyzing the market’s paradox, where indexes soar despite more stocks declining than advancing. The discussion turns to the Federal Reserve’s dilemma, as rate cuts push longer-term yields higher, signaling increasing inflation risk. The committee tackles the problem of "unsustainable" debt and structural inflation, which acts as an indirect tax on citizens. Learn why experts recommend diversification, hard assets like gold, and reducing risk in today’s chaotic financial environment. Discover the strategy of tweaking your portfolio to find enduring value. Special Guests: Greg Snyder and Todd Berkley.</p> S&P 500, NASDAQ, Russell 2000, Dow, P/E Multiple, Advanced Declines, Market Breadth, Narrowing Market, V-Shape Recovery, Growth Stocks, Value Investing, Magnificent 7, Federal Reserve, Interest Rate Cuts, 10-Year Yield, 2-Year Yield, Federal Funds Rate, Basis Points, Money Supply (M2), Quantitative Easing, Central Bank Independence, Dual Mandate, Full Employment, Price Stability, Structural Inflation, Inflation Risk, Indirect Tax, Unsustainable Debt, Fiscal Deficit, Fiat Currency, Purchasing Power, Chaotic Financial System, CPI, Ray Dalio, Warren Buffett, Hard Assets, Precious Metals, Gold, Diversification Strategy, Risk Reduction, Asset Allocation, Portfolio Tweak, John Maynard Keynes Quote, Milton Friedman Quote, BRICS, Reserve Currency. Join John Berkley and the Investment Committee (Todd and Greg) analyzing the market’s paradox, where indexes soar despite more stocks declining than advancing. The discussion turns to the Federal Reserve’s dilemma, as rate cuts push longer-term yields higher, signaling increasing inflation risk. The committee tackles the problem of "unsustainable" debt and structural inflation, which acts as an indirect tax on citizens. Learn why experts recommend diversification, hard assets like gold, and reducing risk in today’s chaotic financial environment. Discover the strategy of tweaking your portfolio to find enduring value.

Special Guests: Greg Snyder and Todd Berkley.

]]> Join John Berkley and the Investment Committee (Todd and Greg) analyzing the market’s paradox, where indexes soar despite more stocks declining than advancing. The discussion turns to the Federal Reserve’s dilemma, as rate cuts push longer-term yields higher, signaling increasing inflation risk. The committee tackles the problem of "unsustainable" debt and structural inflation, which acts as an indirect tax on citizens. Learn why experts recommend diversification, hard assets like gold, and reducing risk in today’s chaotic financial environment. Discover the strategy of tweaking your portfolio to find enduring value.

Special Guests: Greg Snyder and Todd Berkley.

]]> Episode 38: Uncommon Cents: Wisdom on Decisions, Risk, and Retirement Strategies - 09/13/2025 https://moreforyourmoney.fireside.fm/38 78578cf2-95b9-407d-8d0e-a5e7fa70d048 Sat, 13 Sep 2025 15:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>In this episode, John Berkley and Sheena Hanson discuss current market trends, noting an expensive market driven by growth stocks. They cover crucial financial topics like the Rule of 55 for early 401k withdrawals and the importance of trusted contacts for clients. John shares his personal philosophical quotes on decision-making, risk, and consequences, emphasizing learning from others' experiences. The episode also explores the emotional and practical aspects of retirement transition, spending habits, and the passion for one's work. Listeners are encouraged to review their financial plans and utilize the firm's website resources. </p> financial advisor, investment advisory services, S&P 500, NASDAQ, Federal Reserve, interest rates, market trends, growth stocks, value stocks, expensive market, 401k, Rule of 55, early withdrawals, Roth IRA conversions, IRA, 72T, retirement planning, decision-making, risk, consequences, financial literacy, trusted contact, financial scams, beneficiaries, money management, client relationships, market updates, philosophical quotes, Charlie Munger, Warren Buffett, Socrates, Albert Einstein, retirement transition, spending habits, saving money, passion for work In this episode, John Berkley and Sheena Hanson discuss current market trends, noting an expensive market driven by growth stocks. They cover crucial financial topics like the Rule of 55 for early 401k withdrawals and the importance of trusted contacts for clients. John shares his personal philosophical quotes on decision-making, risk, and consequences, emphasizing learning from others' experiences. The episode also explores the emotional and practical aspects of retirement transition, spending habits, and the passion for one's work. Listeners are encouraged to review their financial plans and utilize the firm's website resources.

]]> In this episode, John Berkley and Sheena Hanson discuss current market trends, noting an expensive market driven by growth stocks. They cover crucial financial topics like the Rule of 55 for early 401k withdrawals and the importance of trusted contacts for clients. John shares his personal philosophical quotes on decision-making, risk, and consequences, emphasizing learning from others' experiences. The episode also explores the emotional and practical aspects of retirement transition, spending habits, and the passion for one's work. Listeners are encouraged to review their financial plans and utilize the firm's website resources.

]]> Episode 37: Beyond Predictions: Uncommon Cents Investing on Market Trends, Risk, and Unique Strategies - 09/06/2025 https://moreforyourmoney.fireside.fm/37 36a9f96a-dae4-4f8a-bdc7-6071d55b8f6a Sat, 06 Sep 2025 14:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence. </p> individual common stocks, fee-based advisory, expense ratio, Roth IRA conversions, retirement planning, fiduciary, value investing, growth stocks, market forecasting, margin investing, tax control, wealth accumulation, investment strategy, Registered Investment Advisor (RIA), financial advisor, long-term investing, risk discussion, non-retirement accounts, in-house research, client relationships, market trends, economic slowing, interest rates, Paul Harvey, Jesse Livermore, Edwin Leferv, Reminiscences of a Stock Operator, Dr. Mark Mobius, Billy Graham, financial independence More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence.

]]> More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. Each episode offers clear, practical advice on investing, retirement planning, and smart money decisions to help you build financial confidence.

]]> Episode 34: Ray Dalio on the Global Debt Crisis and Interest Rate Outlook - 08/16/2025 https://moreforyourmoney.fireside.fm/34 d87641dc-ec04-491a-a3a1-1ae07961cadf Sat, 16 Aug 2025 09:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Join John Berkley and Todd Berkley for an in-depth discussion centered on Ray Dalio's "The Changing World Order". They explore Dalio's warnings about the incredible global debt crisis across federal, personal, and corporate levels, and its profound implications for the global financial system.<br> The conversation also delves into the future of interest rates, particularly the divergence between short and long rates, and its potential impact on mortgage rates. Todd explains how the US dollar's status as a reserve currency influences borrowing costs and how banks are incentivized to keep short-term rates low. Listeners will gain insights into current market performance and the historical cycles of empires, prompting consideration of wealth accumulation versus wealth preservation strategies in a complex economic landscape. The show emphasizes the importance of disciplined investing and understanding these critical financial issues. Special Guest: Todd Berkley.</p> Ray Dalio, Global Debt Crisis, Interest Rates, The Changing World Order, Market Cycles, Wealth Accumulation, Wealth Preservation, Financial Advice, Hedge Fund, Economic Predictions, Reserve Currency, Inflation, Stock Market, S&P 500, NASDAQ, Russell 2000, Bull Market, Price Earnings Multiple, WCLO, More for Your Money, Debt Warning, Short Rates, Long Rates, Mortgage Rates, Financial System, Investment Strategy Join John Berkley and Todd Berkley for an in-depth discussion centered on Ray Dalio's "The Changing World Order". They explore Dalio's warnings about the incredible global debt crisis across federal, personal, and corporate levels, and its profound implications for the global financial system.
The conversation also delves into the future of interest rates, particularly the divergence between short and long rates, and its potential impact on mortgage rates. Todd explains how the US dollar's status as a reserve currency influences borrowing costs and how banks are incentivized to keep short-term rates low. Listeners will gain insights into current market performance and the historical cycles of empires, prompting consideration of wealth accumulation versus wealth preservation strategies in a complex economic landscape. The show emphasizes the importance of disciplined investing and understanding these critical financial issues.

Special Guest: Todd Berkley.

]]> Join John Berkley and Todd Berkley for an in-depth discussion centered on Ray Dalio's "The Changing World Order". They explore Dalio's warnings about the incredible global debt crisis across federal, personal, and corporate levels, and its profound implications for the global financial system.
The conversation also delves into the future of interest rates, particularly the divergence between short and long rates, and its potential impact on mortgage rates. Todd explains how the US dollar's status as a reserve currency influences borrowing costs and how banks are incentivized to keep short-term rates low. Listeners will gain insights into current market performance and the historical cycles of empires, prompting consideration of wealth accumulation versus wealth preservation strategies in a complex economic landscape. The show emphasizes the importance of disciplined investing and understanding these critical financial issues.

Special Guest: Todd Berkley.

]]> Episode 33: The Future of Investing: AI, Productivity Gains, and Portfolio Bonds - 08/09/2025 https://moreforyourmoney.fireside.fm/33 5f1d26a3-78e8-4d57-ae83-501e7645fd2d Sat, 09 Aug 2025 13:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>Join John Berkley and Sheena Hanson where they discuss Artificial Intelligence (AI) and its influence on market valuations, noting its potential for "enormous productivity gains". Sheena shares practical examples of using AI daily as a "thinking partner" for tasks like packing lists and compliance logs.<br> The episode also delves into bonds, describing them as a "very, very misunderstood" asset class. They clarify bonds as a lending asset, explaining their historical underperformance due to inflation and their integral role in portfolios for income and stability, while detailing their varying risks and tax implications. </p> Artificial Intelligence, AI productivity gains, market valuations, bonds, fixed income investing, portfolio management, inflation, interest rates, US Treasuries, high-yield bonds, junk bonds, IRA tax efficiency, retirement accounts, household account management, investment strategy, financial planning, stock market update, S&P 500, NASDAQ, price-earnings multiple, wealth management, risk tolerance, asset allocation, compliance, note-taking AI Join John Berkley and Sheena Hanson where they discuss Artificial Intelligence (AI) and its influence on market valuations, noting its potential for "enormous productivity gains". Sheena shares practical examples of using AI daily as a "thinking partner" for tasks like packing lists and compliance logs.
The episode also delves into bonds, describing them as a "very, very misunderstood" asset class. They clarify bonds as a lending asset, explaining their historical underperformance due to inflation and their integral role in portfolios for income and stability, while detailing their varying risks and tax implications.

]]> Join John Berkley and Sheena Hanson where they discuss Artificial Intelligence (AI) and its influence on market valuations, noting its potential for "enormous productivity gains". Sheena shares practical examples of using AI daily as a "thinking partner" for tasks like packing lists and compliance logs.
The episode also delves into bonds, describing them as a "very, very misunderstood" asset class. They clarify bonds as a lending asset, explaining their historical underperformance due to inflation and their integral role in portfolios for income and stability, while detailing their varying risks and tax implications.

]]> Episode 27: Navigating Market Records, Understanding Price vs. Value, and Fred Smith's Economic Insights - 06/28/2025 https://moreforyourmoney.fireside.fm/27 c59b3ce6-5e23-4afd-9ce2-dd40f103b9e2 Sat, 28 Jun 2025 10:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>This episode recaps current market records across major indexes like the Dow and S&amp;P, highlighting recent surges and new highs. John and Sheena delve into the "perplexing" challenge of determining price versus value in investing, examining historical price-to-earnings multiples. Plus, gain insights from FedEx founder Fred Smith's economic views on free enterprise versus government control and the impact of transfer payments. </p> Investing, market records, Dow, S&P, NASDAQ, Russell 2000, price vs. value, price-to-earnings multiple, P/E ratio, Fred Smith, FedEx, economic systems, free enterprise, government control, government transfer payments, market trends, market volatility, investment strategy, risk management, long-term investment, short-term investment, Roth IRA, 529 accounts, UTMA account, tariffs, inflation, deficits, Federal Reserve, liquidity, human nature in investing, bull market, bear market, financial advisor, money management This episode recaps current market records across major indexes like the Dow and S&P, highlighting recent surges and new highs. John and Sheena delve into the "perplexing" challenge of determining price versus value in investing, examining historical price-to-earnings multiples. Plus, gain insights from FedEx founder Fred Smith's economic views on free enterprise versus government control and the impact of transfer payments.

]]> This episode recaps current market records across major indexes like the Dow and S&P, highlighting recent surges and new highs. John and Sheena delve into the "perplexing" challenge of determining price versus value in investing, examining historical price-to-earnings multiples. Plus, gain insights from FedEx founder Fred Smith's economic views on free enterprise versus government control and the impact of transfer payments.

]]> Episode 23: Insurance, Bonds, and Social Security Strategies - 05/31/2025 https://moreforyourmoney.fireside.fm/23 24f97e7c-b8b7-4694-b0b7-668b6a4db357 Sat, 31 May 2025 14:45:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>This episode of More for Your Money features John Berkley and Sheena Hanson discussing market performance and client situations. Topics include navigating complex estate planning and long-term care insurance, considering self-insurance for auto/home, decisions about exiting the market, understanding bond types, and Social Security strategies. They emphasize effective communication and leveraging resources. </p> Financial planning, investing, market recap, S&P 500, NASDAQ, Dow, Russell 2000, 10-year bond, PE ratio, value vs growth investing, long-term care insurance, estate planning, self-insurance, auto insurance, homeowners insurance, leaving the market, going to cash, bond types, corporate bonds, retail notes, secured bonds, unsecured bonds, Treasuries, Social Security strategies, widow's benefit, ex-spousal benefit, maximizing Social Security, filing strategies, risk tolerance, financial communication, financial resources, attorney referrals, tax advisor referrals This episode of More for Your Money features John Berkley and Sheena Hanson discussing market performance and client situations. Topics include navigating complex estate planning and long-term care insurance, considering self-insurance for auto/home, decisions about exiting the market, understanding bond types, and Social Security strategies. They emphasize effective communication and leveraging resources.

]]> This episode of More for Your Money features John Berkley and Sheena Hanson discussing market performance and client situations. Topics include navigating complex estate planning and long-term care insurance, considering self-insurance for auto/home, decisions about exiting the market, understanding bond types, and Social Security strategies. They emphasize effective communication and leveraging resources.

]]> Episode 18: Analyzing a Big Up Week - V-Shape, Bear Trap, and Uncommon Cents Investing's Value Strategy https://moreforyourmoney.fireside.fm/18 bd659ce4-20fc-48b4-89e2-ee5fca5b6e13 Sat, 26 Apr 2025 09:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:50 no <p>The Uncommon Cents Investing Investment Committee discusses a strong market "up week". They debate V-shaped recovery vs. bear trap/secular bear market, highlighting their value investing strategy focusing on staying fully invested and managing investor emotion. A listener emphasizes the value of financial planners. Special Guests: Greg Snyder and Todd Berkley.</p> More for Your Money, John Berkley, Uncommon Cents Investing, Market Report, Stock Market Analysis, Market Volatility, V-shaped recovery, Bear trap, Secular bear market, Value Investing, Growth vs Value Stocks, Investor Emotion, Financial Planner, Investment Strategy, Fully Invested Strategy, Portfolio Diversification, Market Risk Management, Stock Valuations, Non-US Investing, Small Cap Stocks The Uncommon Cents Investing Investment Committee discusses a strong market "up week". They debate V-shaped recovery vs. bear trap/secular bear market, highlighting their value investing strategy focusing on staying fully invested and managing investor emotion. A listener emphasizes the value of financial planners.

Special Guests: Greg Snyder and Todd Berkley.

]]> The Uncommon Cents Investing Investment Committee discusses a strong market "up week". They debate V-shaped recovery vs. bear trap/secular bear market, highlighting their value investing strategy focusing on staying fully invested and managing investor emotion. A listener emphasizes the value of financial planners.

Special Guests: Greg Snyder and Todd Berkley.

]]> Episode 16: Volatility and Vision: Understanding Market Moves and the Path to Financial, Time, and Purpose Freedom - 04/12/2025 https://moreforyourmoney.fireside.fm/16 7b0de759-d21e-4851-aaf5-285b3d83c7c1 Sat, 12 Apr 2025 09:00:00 -0400 Uncommon Cents Investing full Uncommon Cents Investing Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money. 52:54 no <p>The episode includes discussion around an article about a "ski bum" who learned the importance of financial freedom before pursuing time freedom and purpose, aligning with George Kinder's three freedoms of life. Throughout the discussion, the hosts emphasized the importance of having a long-term investment strategy and focusing on what individuals can control during market volatility </p> Market Review, Stock Market, S&P 500, Dow Jones, NASDAQ, Russell 2000, Market Correction, Bear Market, Interest Rates, Bond Market, Conflicting Signals, Market Volatility, Oversold Market, PE Multiple, Financial Freedom, Time Freedom, Freedom of Purpose, Three Freedoms, Investment Strategy, Retirement, Life Insurance, George Kinder, Financial Life Planning, WCLO, Tim Bremel Show, Podcast, Quarterly Statements, Ticker Tape, Emotions in Investing, Long-Term Investing, Risk Assessment, Volatility as Opportunity, Building Portfolios, Strategy vs. Prediction, Client Communication, Financial Advisor, RMDs, Roth IRA, Debt Situation, Income, Assets, Insurance Policy Review, Non-Forfeiture Provisions, Tax Consequence, Financial Planning, Standard of Living, Control vs. No Control, Diversification The episode includes discussion around an article about a "ski bum" who learned the importance of financial freedom before pursuing time freedom and purpose, aligning with George Kinder's three freedoms of life. Throughout the discussion, the hosts emphasized the importance of having a long-term investment strategy and focusing on what individuals can control during market volatility

]]> The episode includes discussion around an article about a "ski bum" who learned the importance of financial freedom before pursuing time freedom and purpose, aligning with George Kinder's three freedoms of life. Throughout the discussion, the hosts emphasized the importance of having a long-term investment strategy and focusing on what individuals can control during market volatility

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