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    <title>More for Your Money - Episodes Tagged with “Householding”</title>
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    <pubDate>Sat, 18 Jul 2026 14:00:00 -0400</pubDate>
    <description>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money. Disclosure: https://bit.ly/3Yc920O</description>
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  <title>Episode 82: Risk, Fiduciary Duty, and the 15 Pillars of Financial Freedom - 07/18/2026</title>
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  <pubDate>Sat, 18 Jul 2026 14:00:00 -0400</pubDate>
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  <description>&lt;p&gt;John Berkley and Sheena Hanson share 15 essential pillars for financial freedom. They dive deep into risk management, exploring five levels of tolerance to ensure consistent long-term strategies. Sheena explains the legal importance of the fiduciary standard and demonstrates how strategic "householding" maximizes tax efficiency by intelligently placing assets across different account types to improve overall financial outcomes. &lt;/p&gt;
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  <itunes:keywords>Financial Freedom, Risk Tolerance, Fiduciary Standard, Householding, 15 Pillars of Investing, Asset Allocation, Tax Efficiency, Retirement Planning, Investment Management, Suitability Standard</itunes:keywords>
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    <![CDATA[<p>John Berkley and Sheena Hanson share 15 essential pillars for financial freedom. They dive deep into risk management, exploring five levels of tolerance to ensure consistent long-term strategies. Sheena explains the legal importance of the fiduciary standard and demonstrates how strategic "householding" maximizes tax efficiency by intelligently placing assets across different account types to improve overall financial outcomes.</p>]]>
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