<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" encoding="UTF-8" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:admin="http://webns.net/mvcb/" xmlns:atom="http://www.w3.org/2005/Atom/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:fireside="http://fireside.fm/modules/rss/fireside">
  <channel>
    <fireside:hostname>web01.fireside.fm</fireside:hostname>
    <fireside:genDate>Wed, 06 May 2026 09:44:18 -0500</fireside:genDate>
    <generator>Fireside (https://fireside.fm)</generator>
    <title>More for Your Money - Episodes Tagged with “Compounding Interest”</title>
    <link>https://moreforyourmoney.fireside.fm/tags/compounding%20interest</link>
    <pubDate>Sat, 27 Dec 2025 12:00:00 -0500</pubDate>
    <description>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
</description>
    <language>af</language>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>An Uncommon 'Cents' approach to investing</itunes:subtitle>
    <itunes:author>Uncommon Cents Investing</itunes:author>
    <itunes:summary>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
</itunes:summary>
    <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/cover.jpg?v=3"/>
    <itunes:explicit>no</itunes:explicit>
    <itunes:keywords>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.</itunes:keywords>
    <itunes:owner>
      <itunes:name>Uncommon Cents Investing</itunes:name>
      <itunes:email>sheena@uncommoncentsinvesting.com </itunes:email>
    </itunes:owner>
<itunes:category text="Business">
  <itunes:category text="Investing"/>
</itunes:category>
<itunes:category text="News">
  <itunes:category text="Business News"/>
</itunes:category>
<itunes:category text="Business"/>
<item>
  <title>Episode 53: The Idea Factory: Unpacking Annuities, NUA, and the 'Nuts and Bolts' of Investing - 12/27/2025</title>
  <link>https://moreforyourmoney.fireside.fm/53</link>
  <guid isPermaLink="false">cbd0b122-fc66-4d97-a45a-3648af97a322</guid>
  <pubDate>Sat, 27 Dec 2025 12:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/cbd0b122-fc66-4d97-a45a-3648af97a322.mp3" length="50727460" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/episodes/c/cbd0b122-fc66-4d97-a45a-3648af97a322/cover.jpg?v=1"/>
  <description>&lt;p&gt;In this episode of "More for Your Money," host John Berkley discusses navigating a market entering its third consecutive year of double-digit returns. Acting as an "idea factory," Berkley explores the "nuts and bolts" of complex financial products, emphasizing the necessity of auditing annuity contracts for hidden fees and missing beneficiaries. He details specialized tax strategies, including Net Unrealized Appreciation (NUA) and managing distributions within the 12% marginal tax bracket to capitalize on 0% federal capital gains. Citing Dalbar research, Berkeley warns against emotional investing, urging listeners to plan for a retirement that feels like a "perpetual snow day". &lt;/p&gt;
</description>
  <itunes:keywords>investment advisory services, market performance, S&amp;P 500 double-digit returns, 10-year Treasury bonds, price-earnings multiples, value versus growth stocks, variable annuities, annuity rider fees, maintenance and expense fees, auditing insurance beneficiaries, Net Unrealized Appreciation (NUA), company stock distribution strategies, TEFRA Act of 1982, 1035 exchange, marginal tax bracket planning, 12% tax bracket, 0% federal capital gains rate, step-up in basis, Dalbar research, investor underperformance, emotional decision-making in investing, financial case studies, idea factory, retirement snow day metaphor, Benjamin Graham, Peter Lynch, Warren Buffett, and compounding interest.</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>In this episode of &quot;More for Your Money,&quot; host John Berkley discusses navigating a market entering its third consecutive year of double-digit returns. Acting as an &quot;idea factory,&quot; Berkley explores the &quot;nuts and bolts&quot; of complex financial products, emphasizing the necessity of auditing annuity contracts for hidden fees and missing beneficiaries. He details specialized tax strategies, including Net Unrealized Appreciation (NUA) and managing distributions within the 12% marginal tax bracket to capitalize on 0% federal capital gains. Citing Dalbar research, Berkeley warns against emotional investing, urging listeners to plan for a retirement that feels like a &quot;perpetual snow day&quot;.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>In this episode of &quot;More for Your Money,&quot; host John Berkley discusses navigating a market entering its third consecutive year of double-digit returns. Acting as an &quot;idea factory,&quot; Berkley explores the &quot;nuts and bolts&quot; of complex financial products, emphasizing the necessity of auditing annuity contracts for hidden fees and missing beneficiaries. He details specialized tax strategies, including Net Unrealized Appreciation (NUA) and managing distributions within the 12% marginal tax bracket to capitalize on 0% federal capital gains. Citing Dalbar research, Berkeley warns against emotional investing, urging listeners to plan for a retirement that feels like a &quot;perpetual snow day&quot;.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 52: Timeless Lessons from Financial Legends and the Great Depression - 12/20/2025</title>
  <link>https://moreforyourmoney.fireside.fm/52</link>
  <guid isPermaLink="false">409638a6-5fe4-449c-89e6-b602d7eb8b3d</guid>
  <pubDate>Sat, 20 Dec 2025 16:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/409638a6-5fe4-449c-89e6-b602d7eb8b3d.mp3" length="50727460" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/episodes/4/409638a6-5fe4-449c-89e6-b602d7eb8b3d/cover.jpg?v=1"/>
  <description>&lt;p&gt;Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous "Rascub’s Folly". Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes. &lt;/p&gt;
</description>
  <itunes:keywords>John Jacob Raskob, William Durant, Jesse Livermore, Phil Carret, Lucian Hooper, Pierre DuPont, 1929 stock market crash, Great Depression, monetary policy, fiscal policy, Federal Reserve history, dollar cost averaging, margin debt, investment leverage, margin calls, total return, dividend reinvestment, S&amp;P 500, Dow Jones Industrial Average, NASDAQ, Russell 2000, 10-year Treasury bond, value investing, diversified portfolio, long-term performance, patience in investing, investment inactivity, compounding interest, human nature and Wall Street.</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous &quot;Rascub’s Folly&quot;. Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>Join host John Berkley for a weekly market recap before diving into a history lesson on financial legends from the 1920s and 30s. The episode explores the lives of William Durant and Jesse Livermore, analyzing the risks of high-leverage margin debt and the infamous &quot;Rascub’s Folly&quot;. Berkeley clarifies the critical difference between a market crash and a depression, citing the historical impact of monetary policy. By sharing timeless wisdom from Phil Karee and Lucian Hooper, the show emphasizes that patience and a long-term perspective are the true keys to success. Ultimately, because human nature remains constant, Wall Street never truly changes.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 28: From Poverty to Prosperity: Edmund Halibi's American Journey - 07/05/2025</title>
  <link>https://moreforyourmoney.fireside.fm/28</link>
  <guid isPermaLink="false">6cd559c3-50a7-415d-b311-f73043353948</guid>
  <pubDate>Sat, 05 Jul 2025 13:00:00 -0400</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/6cd559c3-50a7-415d-b311-f73043353948.mp3" length="50727460" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/episodes/6/6cd559c3-50a7-415d-b311-f73043353948/cover.jpg?v=1"/>
  <description>&lt;p&gt;This motivational episode features Edmund Halibi, owner of The Italian House, sharing his extraordinary journey from extreme poverty in Liberia to success in the U.S.. Contrasting Liberia's political instability and lack of basic necessities with America's "bag full of tools" and free market opportunities, Edmund emphasizes hard work, saving, and investing. The discussion highlights the importance of appreciating the American system for wealth creation and personal growth. &lt;/p&gt;
</description>
  <itunes:keywords>Edmund Halibi, The Italian House, Liberia poverty, American Dream, free market capitalism, entrepreneurship, wealth creation, Janesville Wisconsin, immigrant success story, personal growth, financial literacy, compounding interest, mentoring young people, economic opportunity, V-shaped recovery, S&amp;P 500, investment advice, uncommoncentsinvesting.com, political instability, coups d'état, extreme poverty, Liberian civil unrest, starting a business, saving and investing</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>This motivational episode features Edmund Halibi, owner of The Italian House, sharing his extraordinary journey from extreme poverty in Liberia to success in the U.S.. Contrasting Liberia&#39;s political instability and lack of basic necessities with America&#39;s &quot;bag full of tools&quot; and free market opportunities, Edmund emphasizes hard work, saving, and investing. The discussion highlights the importance of appreciating the American system for wealth creation and personal growth.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>This motivational episode features Edmund Halibi, owner of The Italian House, sharing his extraordinary journey from extreme poverty in Liberia to success in the U.S.. Contrasting Liberia&#39;s political instability and lack of basic necessities with America&#39;s &quot;bag full of tools&quot; and free market opportunities, Edmund emphasizes hard work, saving, and investing. The discussion highlights the importance of appreciating the American system for wealth creation and personal growth.</p>]]>
  </itunes:summary>
</item>
  </channel>
</rss>
