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    <fireside:genDate>Wed, 06 May 2026 10:07:13 -0500</fireside:genDate>
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    <title>More for Your Money - Episodes Tagged with “National Debt”</title>
    <link>https://moreforyourmoney.fireside.fm/tags/National%20debt</link>
    <pubDate>Sat, 11 Apr 2026 12:00:00 -0400</pubDate>
    <description>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
</description>
    <language>af</language>
    <itunes:type>episodic</itunes:type>
    <itunes:subtitle>An Uncommon 'Cents' approach to investing</itunes:subtitle>
    <itunes:author>Uncommon Cents Investing</itunes:author>
    <itunes:summary>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.
Disclosure: https://bit.ly/3Yc920O
</itunes:summary>
    <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/cover.jpg?v=3"/>
    <itunes:explicit>no</itunes:explicit>
    <itunes:keywords>More for Your Money, hosted by John Berkley of Uncommon Cents Investing, is a weekly radio show airing Saturdays at 9:06 AM on WCLO. With over 40 years of experience in portfolio management, John shares expert insights on investing, retirement planning, and wealth-building strategies. Whether you're looking for smart ways to grow your portfolio, navigate market trends, or make informed financial decisions, this show delivers practical advice tailored to everyday investors. Tune in each week for thoughtful discussions, listener questions, and actionable strategies to help you make the most of your money.</itunes:keywords>
    <itunes:owner>
      <itunes:name>Uncommon Cents Investing</itunes:name>
      <itunes:email>sheena@uncommoncentsinvesting.com </itunes:email>
    </itunes:owner>
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  <itunes:category text="Investing"/>
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<itunes:category text="News">
  <itunes:category text="Business News"/>
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<itunes:category text="Business"/>
<item>
  <title>Episode 68: The Me Generation vs. The You Generation: A Financial Reality Check - 04/11/2026</title>
  <link>https://moreforyourmoney.fireside.fm/68</link>
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  <pubDate>Sat, 11 Apr 2026 12:00:00 -0400</pubDate>
  <author>Uncommon Cents Investing</author>
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  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/cover.jpg?v=3"/>
  <description>&lt;p&gt;John Berkley examines the growing economic divide between the prosperous "Me Generation" and today’s younger workforce. Through an insightful look at rising national debt and global competition, Berkley challenges traditional financial paths. He advocates for specialized skill development and self-education over costly degrees, while exploring the philosophical sacrifices required for wealth accumulation. From understanding the law of marginal utility to navigating inflation, this program provides a realistic roadmap for achieving financial independence and protecting your future in a shifting economic landscape. &lt;/p&gt;
</description>
  <itunes:keywords>wealth accumulation, national debt, Me Generation, financial independence, skill development, self-education, retirement planning, economic divide, investment strategies, marginal utility</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>John Berkley examines the growing economic divide between the prosperous &quot;Me Generation&quot; and today’s younger workforce. Through an insightful look at rising national debt and global competition, Berkley challenges traditional financial paths. He advocates for specialized skill development and self-education over costly degrees, while exploring the philosophical sacrifices required for wealth accumulation. From understanding the law of marginal utility to navigating inflation, this program provides a realistic roadmap for achieving financial independence and protecting your future in a shifting economic landscape.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>John Berkley examines the growing economic divide between the prosperous &quot;Me Generation&quot; and today’s younger workforce. Through an insightful look at rising national debt and global competition, Berkley challenges traditional financial paths. He advocates for specialized skill development and self-education over costly degrees, while exploring the philosophical sacrifices required for wealth accumulation. From understanding the law of marginal utility to navigating inflation, this program provides a realistic roadmap for achieving financial independence and protecting your future in a shifting economic landscape.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 48: Liquidity, Debt, and Private Credit: Navigating Hidden Dangers in Volatile Markets - 11/22/2025</title>
  <link>https://moreforyourmoney.fireside.fm/48</link>
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  <pubDate>Sat, 22 Nov 2025 13:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/c7af2665-9318-43f4-bcc2-69d93b7e7935.mp3" length="50727460" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:50</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting "mixed signals" indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a "hidden evil" due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt. Special Guests: Greg Snyder and Todd Berkley.&lt;/p&gt;
</description>
  <itunes:keywords>Investment volatility, market analysis, stock market bubble, 1929 parallels, liquidity risk, private equity, private credit, hidden evil, lack of transparency, debt and credit, growth vs. value investing, JDB indicator, bulls and bears, short selling, long position, Federal Reserve policy, national debt, government investment in private companies, Intel equity stake, market crash history, financial education</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting &quot;mixed signals&quot; indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a &quot;hidden evil&quot; due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>The More for Your Money panel reviewed a volatile week where all four major indexes declined, noting &quot;mixed signals&quot; indicative of a battle between bulls and bears. Guest Todd asserted that the market, by nearly every metric, is currently a bubble built on credit and debt, drawing historical parallels to 1929. A major concern discussed was liquidity risk, specifically identifying private equity/credit as a &quot;hidden evil&quot; due to its lack of regulation and transparency compared to public markets. The panel also debated a listener query regarding the risk of the federal government taking equity stakes in private strategic companies (like Intel) while managing massive national debt.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 14: Navigating Market Volatility and the Looming Debt Challenge - 03/29/2025</title>
  <link>https://moreforyourmoney.fireside.fm/14</link>
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  <pubDate>Sat, 29 Mar 2025 15:00:00 -0400</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/3fd1c73d-19ae-4894-b71c-4a9836995bee.mp3" length="50801021" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>Join John Berkley of Uncommon Cents Investing as they share practical financial insights and strategies to help you get more for your money.</itunes:subtitle>
  <itunes:duration>52:54</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/episodes/3/3fd1c73d-19ae-4894-b71c-4a9836995bee/cover.jpg?v=1"/>
  <description>&lt;p&gt;More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. During this segment, Berkley and guests Greg Snyder and Todd Berkley discuss recent market performance, noting a decline across major indexes. They analyze factors contributing to this, including consumer confidence, inflation, and potential impacts of tariffs. A significant portion of the discussion centers on insights from David Stockman regarding the national debt and the difficult choices needed for fiscal reform. The hosts and a caller also touch upon potential economic consequences of unchecked deficit spending and different investment strategies in the current climate. Ultimately, the conversation offers listeners an analysis of current economic conditions and investment considerations. Special Guests: Greg Snyder and Todd Berkley.&lt;/p&gt;
</description>
  <itunes:keywords>Market selloff, S&amp;P 500, value stocks, growth stocks, JDB indicator, macroeconomic issues, consumer confidence, Michigan sentiment index, inflation, PCE, tariffs, price-earnings (PE) multiple, reversion to the mean, Jeremy Siegel, Stocks for the Long Run, David Stockman, Office of Management and Budget, Ronald Reagan, national debt, budget deficit, spending cuts, VA, military spending, entitlement programs, Medicare, Medicaid, Social Security, sovereign bankruptcy, reserve currency, devaluation of currency, living standards, Ray Dalio, Changing World Order, Thomas Jefferson, public debt, value investing, risk tolerance, Uncommon Cents Investing</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. During this segment, Berkley and guests Greg Snyder and Todd Berkley discuss recent market performance, noting a decline across major indexes. They analyze factors contributing to this, including consumer confidence, inflation, and potential impacts of tariffs. A significant portion of the discussion centers on insights from David Stockman regarding the national debt and the difficult choices needed for fiscal reform. The hosts and a caller also touch upon potential economic consequences of unchecked deficit spending and different investment strategies in the current climate. Ultimately, the conversation offers listeners an analysis of current economic conditions and investment considerations.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>More for Your Money is a weekly podcast from Uncommon Cents Investing, hosted by John Berkley. During this segment, Berkley and guests Greg Snyder and Todd Berkley discuss recent market performance, noting a decline across major indexes. They analyze factors contributing to this, including consumer confidence, inflation, and potential impacts of tariffs. A significant portion of the discussion centers on insights from David Stockman regarding the national debt and the difficult choices needed for fiscal reform. The hosts and a caller also touch upon potential economic consequences of unchecked deficit spending and different investment strategies in the current climate. Ultimately, the conversation offers listeners an analysis of current economic conditions and investment considerations.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 6: Tariffs, Gold, and the Debt: What History Might Teach Us About the Road Ahead - 2/1/25</title>
  <link>https://moreforyourmoney.fireside.fm/6</link>
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  <pubDate>Sat, 01 Feb 2025 16:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/bff63578-3447-4654-af81-ae56c0d031ae.mp3" length="51497828" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>In this week’s episode of More for Your Money, John Berkley is joined by the Uncommon Cents Investing committee—Greg, Todd, and Carson—for a wide-ranging, fast-paced discussion on market trends, inflation, gold, government debt, and the evolving role of tariffs in economic strategy.

Drawing on insights from respected economist Lacy Hunt, the team explores whether deflation might be the next curveball for investors and how today’s policies echo some surprising historical parallels—like the Reagan era’s early pain and long-term gain. Along the way, they unpack the gold market, discuss the hidden cost of inflation on the middle class, and debate whether tariffs can be both a financial and geopolitical tool.

If you’re looking to connect the dots between interest rates, debt, inflation, and long-term investing, this one’s for you.</itunes:subtitle>
  <itunes:duration>52:54</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
  <itunes:image href="https://media24.fireside.fm/file/fireside-images-2024/podcasts/images/7/7182d005-6b8c-418a-851b-e9e5146bb081/episodes/b/bff63578-3447-4654-af81-ae56c0d031ae/cover.jpg?v=2"/>
  <description>&lt;p&gt;On this episode of More for Your Money, it’s an “all-hands-on-deck” discussion as the Uncommon Cents Investing committee joins John in the studio to explore what’s really going on beneath the surface of the markets.&lt;/p&gt;

&lt;p&gt;They cover:&lt;/p&gt;

&lt;p&gt;Why the Dow is leading the indexes year-to-date—and what that might mean&lt;br&gt;
The resurgence of gold: short-term hype or long-term trend?&lt;br&gt;
Inflation, money supply, and how we measure economic reality (spoiler: Todd calls it the "CP-lie")&lt;br&gt;
How government debt and interest costs are shaping future tax policy&lt;br&gt;
Tariffs: the classical view vs. the modern playbook&lt;br&gt;
What economist Lacy Hunt sees coming—and why deflation might be next&lt;br&gt;
The conversation balances economic theory with plainspoken examples, including a memorable story from John’s early investing days and a look at the real-world consequences of inflation on future generations.&lt;/p&gt;

&lt;p&gt;Whether you’re a seasoned investor or just curious about what’s driving the markets, this episode invites you to think critically about where we’ve been—and where we might be going.&lt;/p&gt;

&lt;p&gt;Special Guests: Greg Snyder and Todd Berkley.&lt;/p&gt;
</description>
  <itunes:keywords>stock market, gold prices, tariffs, inflation, deflation, national debt, government spending, long-term investing, economic history, interest rates, value vs growth, Lacy Hunt, Reaganomics, market cycles, Roth IRA conversions, economic theory, personal finance, bond market, uncommon cents investing, Janesville WI</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>On this episode of More for Your Money, it’s an “all-hands-on-deck” discussion as the Uncommon Cents Investing committee joins John in the studio to explore what’s really going on beneath the surface of the markets.</p>

<p>They cover:</p>

<p>Why the Dow is leading the indexes year-to-date—and what that might mean<br>
The resurgence of gold: short-term hype or long-term trend?<br>
Inflation, money supply, and how we measure economic reality (spoiler: Todd calls it the &quot;CP-lie&quot;)<br>
How government debt and interest costs are shaping future tax policy<br>
Tariffs: the classical view vs. the modern playbook<br>
What economist Lacy Hunt sees coming—and why deflation might be next<br>
The conversation balances economic theory with plainspoken examples, including a memorable story from John’s early investing days and a look at the real-world consequences of inflation on future generations.</p>

<p>Whether you’re a seasoned investor or just curious about what’s driving the markets, this episode invites you to think critically about where we’ve been—and where we might be going.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>On this episode of More for Your Money, it’s an “all-hands-on-deck” discussion as the Uncommon Cents Investing committee joins John in the studio to explore what’s really going on beneath the surface of the markets.</p>

<p>They cover:</p>

<p>Why the Dow is leading the indexes year-to-date—and what that might mean<br>
The resurgence of gold: short-term hype or long-term trend?<br>
Inflation, money supply, and how we measure economic reality (spoiler: Todd calls it the &quot;CP-lie&quot;)<br>
How government debt and interest costs are shaping future tax policy<br>
Tariffs: the classical view vs. the modern playbook<br>
What economist Lacy Hunt sees coming—and why deflation might be next<br>
The conversation balances economic theory with plainspoken examples, including a memorable story from John’s early investing days and a look at the real-world consequences of inflation on future generations.</p>

<p>Whether you’re a seasoned investor or just curious about what’s driving the markets, this episode invites you to think critically about where we’ve been—and where we might be going.</p><p>Special Guests: Greg Snyder and Todd Berkley.</p>]]>
  </itunes:summary>
</item>
<item>
  <title>Episode 4: The Debt, Inflation, and Your Future: How to Stay Grounded in a Shaky Economy - 1/18/25</title>
  <link>https://moreforyourmoney.fireside.fm/4</link>
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  <pubDate>Sat, 18 Jan 2025 16:00:00 -0500</pubDate>
  <author>Uncommon Cents Investing</author>
  <enclosure url="https://aphid.fireside.fm/d/1437767933/7182d005-6b8c-418a-851b-e9e5146bb081/e7867813-a48e-413d-bfcb-d44b61f36d24.mp3" length="51501596" type="audio/mpeg"/>
  <itunes:episodeType>full</itunes:episodeType>
  <itunes:author>Uncommon Cents Investing</itunes:author>
  <itunes:subtitle>In this week’s More for Your Money, John Berkley and Kit Carson tackle a topic that’s often in the headlines—but rarely explained in a way that makes sense: national debt and inflation. With warmth, wisdom, and a little Wisconsin winter humor, John breaks down what 36+ trillion dollars of federal debt actually means for us as investors, taxpayers, and future retirees.

They walk through the history of U.S. debt levels—from post-WWII to today—and how inflation, interest rates, and government spending have played a role in shaping the economy. What does this mean for your money? How should individuals prepare in a world of structural inflation, slow-moving tax reform, and the possibility of higher interest rates?

John gets practical with a key takeaway: We can’t fix the national debt ourselves, but we can make smart decisions to protect our own finances.</itunes:subtitle>
  <itunes:duration>52:54</itunes:duration>
  <itunes:explicit>no</itunes:explicit>
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  <description>&lt;p&gt;What does $36.2 trillion in federal debt mean for the average American? More than you might think.&lt;/p&gt;

&lt;p&gt;In this timely episode, John Berkley shares:&lt;/p&gt;

&lt;p&gt;How inflation has evolved since the gold standard days&lt;br&gt;
Why today’s 123% debt-to-GDP ratio is historically alarming&lt;br&gt;
The concept of “monetizing the debt” and its impact on your purchasing power&lt;br&gt;
What past inflationary periods (like WWII and the 1970s) can teach us&lt;br&gt;
The risk of structural inflation—and how it may quietly erode savings over time&lt;br&gt;
Why interest rates might go higher than Wall Street thinks&lt;br&gt;
What you can do: living within your means, saving smart, and investing intentionally&lt;br&gt;
This is Economics 101—with a healthy dose of real-world application.&lt;/p&gt;

&lt;p&gt;🔑 Key Quotes&lt;br&gt;
“If the government spends more, you spend less. And if you don’t feel it through taxes, you’ll feel it through inflation.” – John Berkley&lt;br&gt;
“We’ve monetized debt before—and it came with pain. The question is: can we do it again without major consequences?”&lt;br&gt;
“We can’t fix the debt, but we can make better decisions—living within our means, saving, investing, and staying informed.” &lt;/p&gt;
</description>
  <itunes:keywords>National debt, inflation, Federal Reserve, debt-to-GDP, monetizing debt, inflation history, economic policy, investing in inflation, market performance, U.S. deficits, financial literacy, personal finance, uncommon sense investing, Janesville WI, John Berkley, Kit Carson</itunes:keywords>
  <content:encoded>
    <![CDATA[<p>What does $36.2 trillion in federal debt mean for the average American? More than you might think.</p>

<p>In this timely episode, John Berkley shares:</p>

<p>How inflation has evolved since the gold standard days<br>
Why today’s 123% debt-to-GDP ratio is historically alarming<br>
The concept of “monetizing the debt” and its impact on your purchasing power<br>
What past inflationary periods (like WWII and the 1970s) can teach us<br>
The risk of structural inflation—and how it may quietly erode savings over time<br>
Why interest rates might go higher than Wall Street thinks<br>
What you can do: living within your means, saving smart, and investing intentionally<br>
This is Economics 101—with a healthy dose of real-world application.</p>

<p>🔑 Key Quotes<br>
“If the government spends more, you spend less. And if you don’t feel it through taxes, you’ll feel it through inflation.” – John Berkley<br>
“We’ve monetized debt before—and it came with pain. The question is: can we do it again without major consequences?”<br>
“We can’t fix the debt, but we can make better decisions—living within our means, saving, investing, and staying informed.”</p>]]>
  </content:encoded>
  <itunes:summary>
    <![CDATA[<p>What does $36.2 trillion in federal debt mean for the average American? More than you might think.</p>

<p>In this timely episode, John Berkley shares:</p>

<p>How inflation has evolved since the gold standard days<br>
Why today’s 123% debt-to-GDP ratio is historically alarming<br>
The concept of “monetizing the debt” and its impact on your purchasing power<br>
What past inflationary periods (like WWII and the 1970s) can teach us<br>
The risk of structural inflation—and how it may quietly erode savings over time<br>
Why interest rates might go higher than Wall Street thinks<br>
What you can do: living within your means, saving smart, and investing intentionally<br>
This is Economics 101—with a healthy dose of real-world application.</p>

<p>🔑 Key Quotes<br>
“If the government spends more, you spend less. And if you don’t feel it through taxes, you’ll feel it through inflation.” – John Berkley<br>
“We’ve monetized debt before—and it came with pain. The question is: can we do it again without major consequences?”<br>
“We can’t fix the debt, but we can make better decisions—living within our means, saving, investing, and staying informed.”</p>]]>
  </itunes:summary>
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  </channel>
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